# 向上金服 vs 有利网

The clearest difference is rating: 向上金服 at 4.9 against 有利网's 4.2. 向上金服 also leads on review sentiment (89% vs 50%). 有利网's advantage is update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

向上金服 holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 8 and 12 respectively. Written reviews point the same way: 89% of 向上金服's written reviews are positive against 50% of 有利网's.

向上金服 ships an update every 2 months, 有利网 monthly. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | 向上金服 | 有利网 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8 ratings)](https://appshunter.io/ios/app/id768033201/reviews)** | [4.2 (12 ratings)](https://appshunter.io/ios/app/id779509975/reviews) |
| Number of ratings | 8 | **12** |
| Positive reviews | **88.9% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | — |
| Size | 94 MB | 76 MB |
| Requires iOS | 9.0 | 9.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [北京证大向上金融信息服务有限公司](https://appshunter.io/developer/768033204) | [Beijing Fuscent Financial Information Services Co., Ltd.](https://appshunter.io/developer/779509978) |

## What reviewers say

### 向上金服

[App page](https://appshunter.io/ios/app/id768033201)

This platform connects lenders and borrowers, offering investment opportunities with varying interest rates and lock-up periods. It emphasizes security through big data credit checks and a multi-layered risk control system. New users can receive welcome bonuses and special investment packages.

**Highlights:** Online lending and borrowing services, Investment opportunities with varying rates, New user welcome bonuses, Big data credit assessment, Multi-layered risk control system, Information security level 3备案

**Features:** macOS Compatibility

**In-app purchases:** none


### 有利网

[App page](https://appshunter.io/ios/app/id779509975)

**In-app purchases:** none


## Frequently asked questions

### Is 向上金服 free?

向上金服 is free to download, with no in-app purchases.

### Is 有利网 free?

有利网 is free to download, with no in-app purchases.

### Which has better reviews, 向上金服 or 有利网?

向上金服 is rated higher. 向上金服 averages 4.9 out of 5 from 8 ratings, while 有利网 averages 4.2 from 12 ratings.

### Do 向上金服 or 有利网 have ads?

Neither 向上金服 nor 有利网 shows ads.

### Which is updated more often, 向上金服 or 有利网?

向上金服 ships an update every 2 months, and 有利网 monthly. Most recently, 向上金服 was updated on November 1, 2026 and 有利网 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*