# 易方达e钱包 vs 集思录

The clearest difference is review sentiment: 易方达e钱包 at 94% against 集思录's 48%. 易方达e钱包 also leads on rating (4.9 vs 3.8) and in-app purchases (none vs 12). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 集思录 sells 12 one-off in-app purchases. 易方达e钱包 asks for nothing beyond the download.

易方达e钱包 holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: 易方达e钱包 has 119 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 94% of 易方达e钱包's written reviews are positive against 48% of 集思录's.

易方达e钱包 ships an update monthly, 集思录 every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | 易方达e钱包 | 集思录 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (119 ratings)](https://appshunter.io/ios/app/e/id768124701/reviews)** | [3.8 (12 ratings)](https://appshunter.io/ios/app/id1071358370/reviews) |
| Number of ratings | **119** | 12 |
| Positive reviews | **94.0% of reviews** | 48.1% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 122 MB | 28 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [易方达基金管理有限公司](https://appshunter.io/developer/545515944) | [北京集思汇智信息科技有限公司](https://appshunter.io/developer/1071358369) |

## What reviewers say

### 易方达e钱包

[App page](https://appshunter.io/ios/app/e/id768124701)

This app offers professional investment advisory services tailored to client needs, enhancing the investment experience. It provides over 130 investment strategies across four demand scenarios to meet diverse investment requirements. Enjoy zero-fee fund purchases.

**Highlights:** Professional investment advisory services, 130+ investment strategies, Four demand scenarios, Zero-fee fund purchases, Wealth management solutions

**In-app purchases:** none


### 集思录

[App page](https://appshunter.io/ios/app/id1071358370)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 集思录金币6个 | $0.99 | one-time |
| 集思录会员一周 | $0.99 | one-time |
| 集思录金币12个 | $1.99 | one-time |
| 集思录会员一个月 | $3.99 | one-time |
| 可转债评分系统 | $3.99 | one-time |
| 可转债评分系统 | $4.99 | one-time |
| 集思录金币50个 | $6.99 | one-time |
| 集思录会员一季度 | $9.99 | one-time |
| 集思录可转债一个月 | $14.99 | one-time |
| 集思录金币108个 | $14.99 | one-time |
| 集思录会员半年 | $19.99 | one-time |
| 6大宽基指数和52行业估值数据 | $29.99 | one-time |


## Frequently asked questions

### Is 易方达e钱包 free?

易方达e钱包 is free to download, with no in-app purchases.

### Is 集思录 free?

集思录 is free to download, with in-app purchases available.

### Which has better reviews, 易方达e钱包 or 集思录?

易方达e钱包 is rated higher. 易方达e钱包 averages 4.9 out of 5 from 119 ratings, while 集思录 averages 3.8 from 12 ratings.

### Do 易方达e钱包 or 集思录 have ads?

Neither 易方达e钱包 nor 集思录 shows ads.

### Which is updated more often, 易方达e钱包 or 集思录?

易方达e钱包 ships an update monthly, and 集思录 every 5 weeks. Most recently, 易方达e钱包 was updated on October 24, 2026 and 集思录 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*