# SCFCU Mobile vs GoTab

The clearest difference is rating: SCFCU Mobile at 4.8 against GoTab's 4.2. SCFCU Mobile also leads on review sentiment (93% vs 60%) and update cadence (monthly vs every 14 months). GoTab's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SCFCU Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 93% of SCFCU Mobile's written reviews are positive against 60% of GoTab's.

SCFCU Mobile ships an update monthly, GoTab every 14 months. The most recent releases landed on September 27, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | SCFCU Mobile | GoTab |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.3K ratings)](https://appshunter.io/ios/app/scfcu-mobile/id771126325/reviews)** | [4.2 (14 ratings)](https://appshunter.io/ios/app/gotab/id1321630898/reviews) |
| Number of ratings | **3.3K** | 14 |
| Positive reviews | **92.9% of reviews** | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 14 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 128 MB | 15 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [St. Cloud Financial Credit Union](https://appshunter.io/developer/771126328) | [GoTab, Inc.](https://appshunter.io/developer/1321630897) |

## What reviewers say

### SCFCU Mobile

[App page](https://appshunter.io/ios/app/scfcu-mobile/id771126325)

Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.

**Highlights:** Check account balances, View transaction history, Transfer money between accounts, Deposit checks, Locate ATMs and branches, Secure login with biometrics

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Ease of use
- 👍 Reliable and fast
- 👍 Helpful staff
- 🚀 Convenient mobile features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Slow app performance

**Reported bugs**

- Mobile check deposit not working consistently
- App crashes and shows black screen

**Requested features**

- Bring back 6-digit code login option
- Add check image viewing in app


### GoTab

[App page](https://appshunter.io/ios/app/gotab/id1321630898)

This app enhances the GoTab experience with features like push notifications and streamlined navigation for ordering, payment, and receipt management. It's ideal for frequent users, consolidating all essential functions into a single, organized location.

**Highlights:** Push notifications, Simplified navigation, Order placement, Payment processing, Receipt organization

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SCFCU Mobile free?

SCFCU Mobile is free to download, with no in-app purchases.

### Is GoTab free?

GoTab is free to download, with no in-app purchases.

### Which has better reviews, SCFCU Mobile or GoTab?

SCFCU Mobile is rated higher. SCFCU Mobile averages 4.8 out of 5 from 3.3K ratings, while GoTab averages 4.2 from 14 ratings.

### Do SCFCU Mobile or GoTab have ads?

Neither SCFCU Mobile nor GoTab shows ads.

### Which is updated more often, SCFCU Mobile or GoTab?

SCFCU Mobile ships an update monthly, and GoTab every 14 months. Most recently, SCFCU Mobile was updated on September 27, 2026 and GoTab on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*