# SCFCU Mobile vs Sentry Bank

The clearest difference is rating: SCFCU Mobile at 4.8 against Sentry Bank's 3.7. SCFCU Mobile also leads on ratings volume (3.3K vs 3) and update cadence (monthly vs every 4 months). Sentry Bank's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.1 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SCFCU Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 3, so its average is the more settled of the two.

SCFCU Mobile ships an update monthly, Sentry Bank every 4 months. The most recent releases landed on October 20, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | SCFCU Mobile | Sentry Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.3K ratings)](https://appshunter.io/ios/app/scfcu-mobile/id771126325/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/sentry-bank/id1529386115/reviews) |
| Number of ratings | **3.3K** | 3 |
| Positive reviews | 92.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 128 MB | 120 MB |
| Requires iOS | 16.0 | **14.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [St. Cloud Financial Credit Union](https://appshunter.io/developer/771126328) | [Sentry Bank](https://appshunter.io/developer/1529386297) |

## What reviewers say

### SCFCU Mobile

[App page](https://appshunter.io/ios/app/scfcu-mobile/id771126325)

Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.

**Highlights:** Check account balances, View transaction history, Transfer money between accounts, Deposit checks, Locate ATMs and branches, Secure login with biometrics

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Ease of use
- 👍 Reliable and fast
- 👍 Helpful staff
- 🚀 Convenient mobile features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Slow app performance

**Reported bugs**

- Mobile check deposit not working consistently
- App crashes and shows black screen

**Requested features**

- Bring back 6-digit code login option
- Add check image viewing in app


### Sentry Bank

[App page](https://appshunter.io/ios/app/sentry-bank/id1529386115)

Manage your finances securely on the go. This app allows you to check balances, view transactions, transfer funds, pay bills, and manage your debit card. Find ATM and branch locations easily.

**Highlights:** Check account balances, View recent transactions, Transfer money, Pay bills, Manage debit card, Find ATM/branch locations

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SCFCU Mobile free?

SCFCU Mobile is free to download, with no in-app purchases.

### Is Sentry Bank free?

Sentry Bank is free to download, with no in-app purchases.

### Which has better reviews, SCFCU Mobile or Sentry Bank?

SCFCU Mobile is rated higher. SCFCU Mobile averages 4.8 out of 5 from 3.3K ratings, while Sentry Bank averages 3.7 from 3 ratings.

### Do SCFCU Mobile or Sentry Bank have ads?

Neither SCFCU Mobile nor Sentry Bank shows ads.

### Which is updated more often, SCFCU Mobile or Sentry Bank?

SCFCU Mobile ships an update monthly, and Sentry Bank every 4 months. Most recently, SCFCU Mobile was updated on October 20, 2026 and Sentry Bank on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*