# Clip vs Plata

Clip and Plata both sit at 4.8 stars, but that hides the real split: 94% of Plata's written reviews are positive against 59% of Clip's. Plata also leads on monetization model (free vs free with in-app purchases). Clip's advantage is update cadence (weekly vs fortnightly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Clip against 4.9 for Plata. Both are backed by a comparable volume of ratings — 3K and 7.2K respectively. Written reviews are what separate them: 59% of Clip's written reviews are positive against 94% of Plata's.

Clip ships an update weekly, Plata fortnightly. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Clip | Plata |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3K ratings)](https://appshunter.io/ios/app/clip/id771245360/reviews) | **[4.9 (7.2K ratings)](https://appshunter.io/ios/app/plata/id6443932656/reviews)** |
| Number of ratings | 3K | **7.2K** |
| Positive reviews | 58.8% of reviews | **94.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 364 MB | 441 MB |
| Requires iOS | 17 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PayClip, Inc](https://appshunter.io/developer/771245363) | [Banco Plata, S.A., Institucion de Banca Multiple](https://appshunter.io/developer/1650726978) |

## What reviewers say

### Clip

[App page](https://appshunter.io/ios/app/clip/id771245360)

Accept payments from all major credit and debit cards, including contactless and mobile wallets. Grow your business with fast daily deposits, no monthly fees, and the ability to send payment links for remote transactions. Manage your inventory with an interactive catalog.

**Highlights:** Accept all credit/debit cards, Contactless and mobile wallet payments, Daily deposits, Payment links for remote transactions, Interactive inventory catalog, 12 months interest-free options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple platform
- 🚀 Quick deposits
- 👍 Fast customer support

**What reviewers complain about**

- 💰 High commission fees
- 🐛 Inaccurate transaction dates
- 🐛 Billing issues
- 🐛 Buggy and slow performance
- 🌐 Lack of English support

**Reported bugs**

- Unable to log in
- Inconsistent payment amounts
- Incompatible with mobile data

**Requested features**

- Desktop app for Mac
- Support for USD and MXN payments


### Plata

[App page](https://appshunter.io/ios/app/plata/id6443932656)

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

**Highlights:** Real cashback rewards, Extended payment deadlines, Digital card for secure online shopping, Fast and personalized card delivery, Easy-to-use app interface, Investment services with AI guidance

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth, easy to use
- 🚀 Efficient and fast
- 💳 Excellent credit card features
- 💳 Innovative credit card
- 💳 Great cash back and rewards

**What reviewers complain about**

- 💳 Insufficient credit limit
- 💳 Confusing fees and charges
- 🐛 Occasional technical issues
- 🔒 Security concerns

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices

**Requested features**

- Increase credit limit options
- Provide more transparency on fees
- Improve mobile app stability


## Frequently asked questions

### Is Clip free?

Clip is free to download, with no in-app purchases.

### Is Plata free?

Plata is free to download, with no in-app purchases.

### Which has better reviews, Clip or Plata?

Plata is rated higher. Clip averages 4.8 out of 5 from 3K ratings, while Plata averages 4.9 from 7.2K ratings.

### Do Clip or Plata have ads?

Neither Clip nor Plata shows ads.

### Which is updated more often, Clip or Plata?

Clip ships an update weekly, and Plata fortnightly. Most recently, Clip was updated on October 14, 2026 and Plata on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*