# Mfukoni vs VCB

Mfukoni and VCB both sit at 2.8 stars, but that hides the real split: 38% of Mfukoni's written reviews are positive against 0% of VCB's. Mfukoni also leads on ratings volume (12 vs 2) and iOS requirement (13.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VCB holds the better App Store score, 3.0 against 2.8. That said, the two scores are not equally well evidenced: Mfukoni has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 38% of Mfukoni's written reviews are positive against 0% of VCB's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Mfukoni | VCB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (12 ratings)](https://appshunter.io/ios/app/mfukoni-sbm-bank/id777582673/reviews) | **[3.0 (2 ratings)](https://appshunter.io/ios/app/vcb/id1344698839/reviews)** |
| Number of ratings | **12** | 2 |
| Positive reviews | **37.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 89 MB | 31 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SBM Bank Kenya Limited](https://appshunter.io/developer/1433524993) | [Victoria Commercial Bank](https://appshunter.io/developer/1344698838) |

## What reviewers say

### Mfukoni

[App page](https://appshunter.io/ios/app/mfukoni-sbm-bank/id777582673)

Manage your bank accounts, transfer funds, pay bills, and deposit checks from your Apple device. The app offers a simplified interface with personalized themes and convenient features like contact integration for transactions.

**Highlights:** Account balance and transaction history, Bill payments (DSTV, KRA, etc.), Money transfers (SBM and other banks), MPESA integration, Cheque deposit, Airtime purchase, Branch and ATM locator

**Features:** Vision Pro support

**In-app purchases:** none


### VCB

[App page](https://appshunter.io/ios/app/vcb/id1344698839)

This banking application enables customers to conduct transactions, make inquiries, and submit requests to the bank securely and efficiently. It offers a convenient way to manage your finances on the go.

**Highlights:** Secure transactions, Account inquiries, Request submission, Easy to use interface, Convenient mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mfukoni free?

Mfukoni is free to download, with no in-app purchases.

### Is VCB free?

VCB is free to download, with no in-app purchases.

### Which has better reviews, Mfukoni or VCB?

VCB is rated higher. Mfukoni averages 2.8 out of 5 from 12 ratings, while VCB averages 3.0 from 2 ratings.

### Do Mfukoni or VCB have ads?

Neither Mfukoni nor VCB shows ads.

### Which is updated more often, Mfukoni or VCB?

Mfukoni ships an update every 3 months, and VCB every 3 months. Most recently, Mfukoni was updated on November 1, 2026 and VCB on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*