# BPI Empresas vs TOC online

The clearest difference is iOS requirement: TOC online at 13.0 against BPI Empresas's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BPI Empresas ships an update every 3 months, TOC online every 4 months. Both last shipped on October 17, 2026.

## The numbers

| Metric | BPI Empresas | TOC online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/bpi-empresas/id779509273/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | — |
| Size | 50 MB | 25 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco BPI, S.A.](https://appshunter.io/developer/493543451) | [Cloudware S.A.](https://appshunter.io/developer/663531378) |

## What reviewers say

### BPI Empresas

[App page](https://appshunter.io/ios/app/bpi-empresas/id779509273)

Manage business finances on the go. Authorize operations, check balances, make transfers, and pay bills securely. Locate nearby banking services with ease.

**Highlights:** Authorize operations, View account balances and movements, Perform national and international transfers, Pay services and communications, Locate BPI services

**In-app purchases:** none


### TOC online

[App page](https://appshunter.io/ios/app/toc-online/id1498041526)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BPI Empresas free?

BPI Empresas is free to download, with no in-app purchases.

### Is TOC online free?

TOC online is free to download, with no in-app purchases.

### Do BPI Empresas or TOC online have ads?

Neither BPI Empresas nor TOC online shows ads.

### Which is updated more often, BPI Empresas or TOC online?

BPI Empresas ships an update every 3 months, and TOC online every 4 months. Most recently, BPI Empresas was updated on October 17, 2026 and TOC online on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*