# FTSB Mobile vs NICCU

FTSB Mobile and NICCU both sit at 3.7 stars, but that hides the real split: 50% of NICCU's written reviews are positive against 0% of FTSB Mobile's. NICCU also leads on ratings volume (13 vs 3). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.7 for FTSB Mobile against 3.6 for NICCU. Both are backed by a comparable volume of ratings — 3 and 13 respectively. Written reviews are what separate them: 0% of FTSB Mobile's written reviews are positive against 50% of NICCU's.

FTSB Mobile ships an update every 3 months, NICCU every 4 months. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FTSB Mobile | NICCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/ftsb-mobile/id779821141/reviews)** | [3.6 (13 ratings)](https://appshunter.io/ios/app/niccu/id1414546093/reviews) |
| Number of ratings | 3 | **13** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 120 MB | 67 MB |
| Requires iOS | **14.1** | 15.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Farmers Trust and Savings Bank](https://appshunter.io/developer/779821144) | [North Iowa Community Credit Union](https://appshunter.io/developer/1414546092) |

## What reviewers say

### FTSB Mobile

[App page](https://appshunter.io/ios/app/ftsb-mobile/id779821141)

Access your bank accounts securely and conveniently on your mobile device. This app allows you to check balances, transfer funds between accounts, and locate nearby ATMs and branches 24/7. It requires an existing online banking login to get started.

**Highlights:** View account activity, Check account balances, Transfer money between accounts, Locate nearby ATMs, Secure login

**Features:** Apple Wallet

**In-app purchases:** none


### NICCU

[App page](https://appshunter.io/ios/app/niccu/id1414546093)

Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.

**Highlights:** Secure sign-in with Face ID/Touch ID, Quick Balance view, Fund transfers, Bill payment, Mobile check deposit, Neurodiverse features

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is FTSB Mobile free?

FTSB Mobile is free to download, with no in-app purchases.

### Is NICCU free?

NICCU is free to download, with no in-app purchases.

### Which has better reviews, FTSB Mobile or NICCU?

FTSB Mobile is rated higher. FTSB Mobile averages 3.7 out of 5 from 3 ratings, while NICCU averages 3.6 from 13 ratings.

### Do FTSB Mobile or NICCU have ads?

Neither FTSB Mobile nor NICCU shows ads.

### Which is updated more often, FTSB Mobile or NICCU?

FTSB Mobile ships an update every 3 months, and NICCU every 4 months. Most recently, FTSB Mobile was updated on October 6, 2026 and NICCU on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*