# PAY.APP vs Billist

The clearest difference is update cadence: PAY.APP at every 5 weeks against Billist's every 4 months. Billist's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PAY.APP ships an update every 5 weeks, Billist every 4 months. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | PAY.APP | Billist |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (2 ratings)](https://appshunter.io/ios/app/payapp/id780382491/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 81 MB | 12 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TinTel BV](https://appshunter.io/developer/1475898158) | [Luca Vettorazzo](https://appshunter.io/developer/1073199618) |

## What reviewers say

### PAY.APP

[App page](https://appshunter.io/ios/app/payapp/id780382491)

Accept online payments like iDeal, credit cards, and more. This app provides a mobile solution for users to manage their online payment processing. It aims to make online transactions secure, simple, and seamless for everyone.

**Highlights:** Accept iDeal payments, Accept credit card payments, Mobile payment provider, Secure online transactions, Seamless payment processing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Billist

[App page](https://appshunter.io/ios/app/billist/id1073199619)

Easily manage shared expenses with friends, partners, or roommates. Track bills, split amounts unevenly, and transfer funds to settle balances. Generate comprehensive reports in PDF or spreadsheet format.

**Highlights:** Share expenses with contacts, Split bills unevenly, Transfer money to balance, Generate PDF/spreadsheet reports, Automatic geolocation for bills, Siri integration for quick entry

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PAY.APP free?

PAY.APP is free to download, with no in-app purchases.

### Is Billist free?

Billist is free to download, with no in-app purchases.

### Do PAY.APP or Billist have ads?

Neither PAY.APP nor Billist shows ads.

### Which is updated more often, PAY.APP or Billist?

PAY.APP ships an update every 5 weeks, and Billist every 4 months. Most recently, PAY.APP was updated on October 7, 2026 and Billist on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*