# PAY.APP vs Mobily Pay

The clearest difference is rating: Mobily Pay at 4.7 against PAY.APP's 4.0. Mobily Pay also leads on ratings volume (3.6K vs 2) and update cadence (fortnightly vs every 5 weeks). PAY.APP's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobily Pay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Mobily Pay has 3.6K ratings behind it against 2, so its average is the more settled of the two.

PAY.APP ships an update every 5 weeks, Mobily Pay fortnightly. The most recent releases landed on September 19, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | PAY.APP | Mobily Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/payapp/id780382491/reviews) | **[4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews)** |
| Number of ratings | 2 | **3.6K** |
| Positive reviews | — | 34.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 81 MB | 146 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [TinTel BV](https://appshunter.io/developer/1475898158) | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) |

## What reviewers say

### PAY.APP

[App page](https://appshunter.io/ios/app/payapp/id780382491)

Accept online payments like iDeal, credit cards, and more. This app provides a mobile solution for users to manage their online payment processing. It aims to make online transactions secure, simple, and seamless for everyone.

**Highlights:** Accept iDeal payments, Accept credit card payments, Mobile payment provider, Secure online transactions, Seamless payment processing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

**Highlights:** Visa card integration, Wallet to wallet transfers, Local bank transfers (SARIE), International transfers, SADAD bill payments, Scheduled payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


## Frequently asked questions

### Is PAY.APP free?

PAY.APP is free to download, with no in-app purchases.

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Which has better reviews, PAY.APP or Mobily Pay?

Mobily Pay is rated higher. PAY.APP averages 4.0 out of 5 from 2 ratings, while Mobily Pay averages 4.7 from 3.6K ratings.

### Do PAY.APP or Mobily Pay have ads?

Mobily Pay shows ads; PAY.APP does not.

### Which is updated more often, PAY.APP or Mobily Pay?

PAY.APP ships an update every 5 weeks, and Mobily Pay fortnightly. Most recently, PAY.APP was updated on September 19, 2026 and Mobily Pay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*