# Start Right Retire Right vs TruityCU

The clearest difference is monetization model: Start Right Retire Right at free against TruityCU's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Start Right Retire Right against 4.8 for TruityCU. Both are backed by a comparable volume of ratings — 4.9K and 7.6K respectively. Written reviews are what separate them: 61% of Start Right Retire Right's written reviews are positive against 66% of TruityCU's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 11, 2026.

## The numbers

| Metric | Start Right Retire Right | TruityCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.9K ratings)](https://appshunter.io/ios/app/start-right-retire-right/id780752096/reviews) | **[4.8 (7.6K ratings)](https://appshunter.io/ios/app/truitycu/id1472432080/reviews)** |
| Number of ratings | 4.9K | **7.6K** |
| Positive reviews | 60.6% of reviews | **65.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 75 MB | 196 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BOK Financial Corporation](https://appshunter.io/developer/644541810) | [Truity Federal Credit Union](https://appshunter.io/developer/549149877) |

## What reviewers say

### Start Right Retire Right

[App page](https://appshunter.io/ios/app/start-right-retire-right/id780752096)

Access and manage your retirement plan details conveniently from your iPhone. Track your account balance, rate of return, and key plan features securely on the go.

**Highlights:** Check account balance, View recent activity, Track rate of return, Manage retirement plan features, Secure login credentials, SSL encryption

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app for retirement planning
- 👍 Easy to use and navigate
- 💡 Helpful calculators and projections
- 🚀 Keeps you focused on progress
- 👍 Clean and simple interface

**What reviewers complain about**

- 🐛 Password reset issues
- 🐛 App not working for some users
- 👎 Difficult to log in on mobile
- 👎 Outdated look and features
- 🐛 Disbursement process too slow

**Reported bugs**

- App crashes on launch for some users
- Account access issues after updates

**Requested features**

- Link to 401k account for payments
- Native iPad support
- Dark mode option


### TruityCU

[App page](https://appshunter.io/ios/app/truitycu/id1472432080)

Consolidate all your financial accounts, including those from other institutions, into one convenient view. Manage your money effectively with tools for transaction organization, payment processing, and mobile check deposits. Secure your accounts with advanced authentication methods.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card freeze/unfreeze, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Efficient and helpful
- 🚀 Great mobile deposit feature
- 💯 Excellent service
- 🤩 Wonderful banking experience

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🤯 Confusing and complex interface
- 😡 Lack of support for older iOS versions
- 💰 Free checking no longer free

**Reported bugs**

- App shuts off instantly after login
- Unable to switch to HSA account in the app
- Incorrect account balance display

**Requested features**

- Show credit card transactions and details
- Add ability to pay bills directly from the app
- Improve integration with budgeting apps
- Implement dark mode support


## Frequently asked questions

### Is Start Right Retire Right free?

Start Right Retire Right is free to download, with no in-app purchases.

### Is TruityCU free?

TruityCU is free to download, with no in-app purchases.

### Which has better reviews, Start Right Retire Right or TruityCU?

TruityCU is rated higher. Start Right Retire Right averages 4.8 out of 5 from 4.9K ratings, while TruityCU averages 4.8 from 7.6K ratings.

### Do Start Right Retire Right or TruityCU have ads?

Neither Start Right Retire Right nor TruityCU shows ads.

### Which is updated more often, Start Right Retire Right or TruityCU?

Start Right Retire Right ships an update monthly, and TruityCU monthly. Most recently, Start Right Retire Right was updated on November 11, 2026 and TruityCU on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*