# 12Calc vs MyRepChat

The clearest difference is review sentiment: 12Calc at 96% against MyRepChat's 13%. 12Calc also leads on rating (4.9 vs 2.5) and ratings volume (927 vs 59). MyRepChat's advantage is price (Free vs $8.99) and update cadence (every 3 weeks vs every 5 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

MyRepChat is free to download; 12Calc costs $8.99 up front. Neither carries in-app purchases, so what you see is what you pay.

12Calc holds the better App Store score, 4.9 against 2.5. That said, the two scores are not equally well evidenced: 12Calc has 927 ratings behind it against 59, so its average is the more settled of the two. Written reviews point the same way: 96% of 12Calc's written reviews are positive against 13% of MyRepChat's.

12Calc ships an update every 5 months, MyRepChat every 3 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 12Calc | MyRepChat |
| --- | --- | --- |
| Price | $8.99 | **Free** |
| Rating | **[4.9 (927 ratings)](https://appshunter.io/ios/app/12calc/id780780002/reviews)** | [2.5 (59 ratings)](https://appshunter.io/ios/app/myrepchat/id1242548974/reviews) |
| Number of ratings | **927** | 59 |
| Positive reviews | **95.9% of reviews** | 13.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Paid | **Free** |
| Best chart rank | **#79** | — |
| Size | 6 MB | 47 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ernest Brock](https://appshunter.io/developer/289555912) | [fmg Suite, LLC.](https://appshunter.io/developer/628026796) |

## What reviewers say

### 12Calc

[App page](https://appshunter.io/ios/app/12calc/id780780002)

**Currently charting:** #79 Top Paid · Finance (US App Store)

This app provides a full-featured financial calculator experience, replicating the functionality of a popular physical model. It offers an audit tape for tracking calculations, a unit converter with currency exchange rates, and various worksheets with interactive graphs for financial analysis. Optimized for modern devices with high-resolution graphics and support for multiple orientations.

**Highlights:** HP12C emulation, Audit tape for calculation history, Unit and currency converter, Interactive financial worksheets, Portrait and landscape views, Contextual help and tutorials, HD graphics with color themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MyRepChat

[App page](https://appshunter.io/ios/app/myrepchat/id1242548974)

This app provides compliant text messaging for financial professionals. It ensures conversations are retained, reportable, and archivable, while offering a familiar texting experience for clients without requiring them to install new software.

**Highlights:** Compliant text messaging, Client and colleague communication, Conversation retention, Reporting and archiving, Client-side familiarity, No client app installation

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Improved UI/UX (recent updates)
- 🚀 Smoother performance (recent updates)
- 👍 Good balance of compliance and practice management
- 💡 Useful for client/advisor engagement
- ✅ Compliant texting solution

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 👎 Poor usability and user experience
- 🐌 Slow performance
- ❌ Unreliable message delivery
- 🚫 Lacks group texting functionality

**Reported bugs**

- App crashes frequently
- Notifications not clearing (ghost notifications)
- Messages not sending or not being received
- App freezes or goes blank
- Login issues (white screen, single sign-on loop)

**Requested features**

- Ability to block spam calls easily
- Support for group texts
- Improve contact integration with Outlook
- Allow changing login duration
- Dedicated mobile app with texting focus


## Frequently asked questions

### Is 12Calc free?

12Calc costs $8.99, with no in-app purchases.

### Is MyRepChat free?

MyRepChat is free to download, with no in-app purchases.

### Which has better reviews, 12Calc or MyRepChat?

12Calc is rated higher. 12Calc averages 4.9 out of 5 from 927 ratings, while MyRepChat averages 2.5 from 59 ratings.

### Do 12Calc or MyRepChat have ads?

Neither 12Calc nor MyRepChat shows ads.

### Which is updated more often, 12Calc or MyRepChat?

12Calc ships an update every 5 months, and MyRepChat every 3 weeks. Most recently, 12Calc was updated on November 6, 2026 and MyRepChat on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*