# 12Calc vs 529 Tracker

The clearest difference is price: 529 Tracker at Free against 12Calc's $8.99. 529 Tracker also leads on update cadence (every 10 days vs every 5 months). 12Calc's advantage is in-app purchases (none vs 2) and ratings volume (916 vs 6). On rating, review sentiment, ads and device support there is nothing between them.

529 Tracker is free to download; 12Calc costs $8.99 up front. 529 Tracker sells 2 in-app purchases, starting at $5.99 per month. 12Calc asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for 12Calc against 5.0 for 529 Tracker. That said, the two scores are not equally well evidenced: 12Calc has 916 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 96% of 12Calc's written reviews are positive against 100% of 529 Tracker's.

12Calc ships an update every 5 months, 529 Tracker every 10 days. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 12Calc | 529 Tracker |
| --- | --- | --- |
| Price | $8.99 | **Free** |
| Rating | [4.9 (916 ratings)](https://appshunter.io/ios/app/12calc/id780780002/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/529-tracker/id6755045985/reviews)** |
| Number of ratings | **916** | 6 |
| Positive reviews | 95.9% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 10 days** |
| Monetization | Paid | **Free** |
| Best chart rank | **#22** | — |
| Size | 6 MB | 39 MB |
| Requires iOS | **17.6** | 18.6 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Ernest Brock](https://appshunter.io/developer/289555912) | [Charlie Mike Studios LLC](https://appshunter.io/developer/1833235173) |

## What reviewers say

### 12Calc

[App page](https://appshunter.io/ios/app/12calc/id780780002)

**Currently charting:** #22 Top Paid · Finance (US App Store)

This app provides a full-featured financial calculator experience, replicating the functionality of a popular physical model. It offers an audit tape for tracking calculations, a unit converter with currency exchange rates, and various worksheets with interactive graphs for financial analysis. Optimized for modern devices with high-resolution graphics and support for multiple orientations.

**Highlights:** HP12C emulation, Audit tape for calculation history, Unit and currency converter, Interactive financial worksheets, Portrait and landscape views, Contextual help and tutorials, HD graphics with color themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 529 Tracker

[App page](https://appshunter.io/ios/app/529-tracker/id6755045985)

This app helps families organize, document, and calculate education expenses to maximize eligible withdrawals from 529 education savings plans. It tracks expenses by student and academic term, manages scholarships, and generates detailed reports for tax season.

**Highlights:** Multi-student expense tracking, Comprehensive expense and report exports, Record and categorize education expenses, Annual summary dashboard, Smart withdrawal calculator, Academic term organization, Scholarship & income tracking, Receipt management

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access to 529 Tracker | $5.99 | per month |
| Full access to 529 Tracker | $54.99 | per year |


## Frequently asked questions

### Is 12Calc free?

12Calc costs $8.99, with no in-app purchases.

### Is 529 Tracker free?

529 Tracker is free to download, with in-app purchases available.

### Which has better reviews, 12Calc or 529 Tracker?

529 Tracker is rated higher. 12Calc averages 4.9 out of 5 from 916 ratings, while 529 Tracker averages 5.0 from 6 ratings.

### Do 12Calc or 529 Tracker have ads?

Neither 12Calc nor 529 Tracker shows ads.

### Which is updated more often, 12Calc or 529 Tracker?

12Calc ships an update every 5 months, and 529 Tracker every 10 days. Most recently, 12Calc was updated on October 12, 2026 and 529 Tracker on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*