# 12Calc vs RetirementPlannerSimulator

The clearest difference is price: RetirementPlannerSimulator at Free against 12Calc's $8.99. 12Calc's advantage is in-app purchases (none vs 1) and ratings volume (926 vs 1). On rating, ads and device support there is nothing between them.

RetirementPlannerSimulator is free to download; 12Calc costs $8.99 up front. RetirementPlannerSimulator sells 1 one-off in-app purchase. 12Calc asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for 12Calc against 5.0 for RetirementPlannerSimulator. That said, the two scores are not equally well evidenced: 12Calc has 926 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | 12Calc | RetirementPlannerSimulator |
| --- | --- | --- |
| Price | $8.99 | **Free** |
| Rating | [4.9 (926 ratings)](https://appshunter.io/ios/app/12calc/id780780002/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/retirementplannersimulator/id6770515267/reviews)** |
| Number of ratings | **926** | 1 |
| Positive reviews | 95.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | — |
| Monetization | Paid | **Free** |
| Best chart rank | **#151** | — |
| Size | 6 MB | 5 MB |
| Requires iOS | **17.6** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ernest Brock](https://appshunter.io/developer/289555912) | [Easy Chair Apps Lab, LLC](https://appshunter.io/developer/1895209637) |

## What reviewers say

### 12Calc

[App page](https://appshunter.io/ios/app/12calc/id780780002)

**Currently charting:** #151 Top Paid · Finance (US App Store)

This app provides a full-featured financial calculator experience, replicating the functionality of a popular physical model. It offers an audit tape for tracking calculations, a unit converter with currency exchange rates, and various worksheets with interactive graphs for financial analysis. Optimized for modern devices with high-resolution graphics and support for multiple orientations.

**Highlights:** HP12C emulation, Audit tape for calculation history, Unit and currency converter, Interactive financial worksheets, Portrait and landscape views, Contextual help and tutorials, HD graphics with color themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### RetirementPlannerSimulator

[App page](https://appshunter.io/ios/app/retirementplannersimulator/id6770515267)

This app offers comprehensive, privacy-first retirement planning calculations directly on your device. It analyzes taxes, Social Security, Roth conversions, and withdrawal strategies with detailed projections and risk analysis. Learn financial jargon with an integrated glossary and tutorial.

**Highlights:** Tax-aware year-by-year projections, Social Security claiming optimization, Roth conversion engine, Tax-smart withdrawal strategies, Required Minimum Distribution (RMD) calculations, Monte Carlo risk analysis, Integrated financial glossary and tutorial

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock All Functionality | $29.99 | one-time |


## Frequently asked questions

### Is 12Calc free?

12Calc costs $8.99, with no in-app purchases.

### Is RetirementPlannerSimulator free?

RetirementPlannerSimulator is free to download, with in-app purchases available.

### Which has better reviews, 12Calc or RetirementPlannerSimulator?

RetirementPlannerSimulator is rated higher. 12Calc averages 4.9 out of 5 from 926 ratings, while RetirementPlannerSimulator averages 5.0 from 1 ratings.

### Do 12Calc or RetirementPlannerSimulator have ads?

Neither 12Calc nor RetirementPlannerSimulator shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*