# SmartCredit® vs Credit Solutions

The clearest difference is rating: Credit Solutions at 5.0 against SmartCredit®'s 3.4. Credit Solutions also leads on monetization model (ad-supported vs free with in-app purchases) and iOS requirement (11.0 vs 17.6). SmartCredit®'s advantage is ads (none vs shown) and ratings volume (155 vs 3). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Credit Solutions holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: SmartCredit® has 155 ratings behind it against 3, so its average is the more settled of the two.

## The numbers

| Metric | SmartCredit® | Credit Solutions |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (155 ratings)](https://appshunter.io/ios/app/smartcredit/id783694780/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/credit-solutions/id1643185392/reviews)** |
| Number of ratings | **155** | 3 |
| Positive reviews | 33.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | — |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 26 MB | 32 MB |
| Requires iOS | 17.6 | **11.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ConsumerDirect Inc](https://appshunter.io/developer/783694783) | [CC Credit Solutions, LLC.](https://appshunter.io/developer/1643185394) |

## What reviewers say

### SmartCredit®

[App page](https://appshunter.io/ios/app/smartcredit/id783694780)

Manage your credit score, money, and identity in one app. Get personalized plans to improve your credit, monitor for fraud, and understand your credit reports easily. Features include score tracking, a 120-day improvement plan, and tools to resolve financial issues.

**Highlights:** Credit score tracking, Personalized credit improvement plans, Credit monitoring, ID fraud insurance, Online information exposure monitoring, Credit report analysis, Money management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 📈 Helps improve credit score
- 💰 Useful for financial management
- 🛡️ Removes personal info from websites
- 🏠 Aids in house buying process

**What reviewers complain about**

- ❌ Login issues are frequent
- 💸 App is often a scam or misleading
- 🚫 Difficult to cancel membership
- 📉 Credit score doesn't improve
- 💰 Charged after cancellation

**Reported bugs**

- App logs out immediately after login
- App won't let users sign in
- App crashes or closes unexpectedly
- App doesn't recognize passwords or reset links
- App keeps redirecting to the website

**Requested features**

- Fix the app so it doesn't redirect to the website
- Allow cancellation through the app
- Improve login functionality
- Make the app usable without crashing
- Offer a free trial


### Credit Solutions

[App page](https://appshunter.io/ios/app/credit-solutions/id1643185392)

Manage your credit score, money, and identity in one app. Get personalized plans to improve your credit, monitor for fraud, and access financial tools. It helps you understand your credit reports and take action to resolve issues.

**Highlights:** Credit score tracking, Personalized credit improvement plans, Credit monitoring, ID fraud insurance, Understand credit reports, Money manager, Action buttons for creditors

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SmartCredit® free?

SmartCredit® is free to download, with no in-app purchases.

### Is Credit Solutions free?

Credit Solutions is free to download, with no in-app purchases.

### Which has better reviews, SmartCredit® or Credit Solutions?

Credit Solutions is rated higher. SmartCredit® averages 3.4 out of 5 from 155 ratings, while Credit Solutions averages 5.0 from 3 ratings.

### Do SmartCredit® or Credit Solutions have ads?

Credit Solutions shows ads; SmartCredit® does not.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*