# SmartCredit® vs Hail

The clearest difference is rating: Hail at 4.0 against SmartCredit®'s 3.4. Hail also leads on review sentiment (67% vs 34%) and update cadence (every 3 days vs every 4 months). SmartCredit®'s advantage is in-app purchases (none vs 2) and ratings volume (155 vs 4). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Hail sells 2 in-app purchases, starting at $20.00 per month. SmartCredit® asks for nothing beyond the download.

Hail holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: SmartCredit® has 155 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 34% of SmartCredit®'s written reviews are positive against 67% of Hail's.

SmartCredit® ships an update every 4 months, Hail every 3 days. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | SmartCredit® | Hail |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (155 ratings)](https://appshunter.io/ios/app/smartcredit/id783694780/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/hail-pro/id6743416073/reviews)** |
| Number of ratings | **155** | 4 |
| Positive reviews | 33.7% of reviews | **66.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 days** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 29 MB | 154 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ConsumerDirect Inc](https://appshunter.io/developer/783694783) | [HailPro LLC](https://appshunter.io/developer/1802715267) |

## What reviewers say

### SmartCredit®

[App page](https://appshunter.io/ios/app/smartcredit/id783694780)

Manage your credit score, money, and identity in one app. Get personalized plans to improve your credit, monitor for fraud, and understand your credit reports easily. Features include score tracking, a 120-day improvement plan, and tools to resolve financial issues.

**Highlights:** Credit score tracking, Personalized credit improvement plans, Credit monitoring, ID fraud insurance, Online information exposure monitoring, Credit report analysis, Money management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 📈 Helps improve credit score
- 💰 Useful for financial management
- 🛡️ Removes personal info from websites
- 🏠 Aids in house buying process

**What reviewers complain about**

- ❌ Login issues are frequent
- 💸 App is often a scam or misleading
- 🚫 Difficult to cancel membership
- 📉 Credit score doesn't improve
- 💰 Charged after cancellation

**Reported bugs**

- App logs out immediately after login
- App won't let users sign in
- App crashes or closes unexpectedly
- App doesn't recognize passwords or reset links
- App keeps redirecting to the website

**Requested features**

- Fix the app so it doesn't redirect to the website
- Allow cancellation through the app
- Improve login functionality
- Make the app usable without crashing
- Offer a free trial


### Hail

[App page](https://appshunter.io/ios/app/hail-pro/id6743416073)

This app helps sales teams and roofers find leads and close deals. It offers offline canvassing, access to property and repair data, and storm tracking to identify high-opportunity areas. Team collaboration features allow for real-time updates and lead status sharing.

**Highlights:** Offline canvassing, Prospect tagging and tracking, Roof permit data access, Hail storm tracking, Team collaboration, Real-time lead updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hail Pro Monthly | $20.00 | per month |
| Hail Pro Annual | $200.00 | per year |


## Frequently asked questions

### Is SmartCredit® free?

SmartCredit® is free to download, with no in-app purchases.

### Is Hail free?

Hail is free to download, with in-app purchases available.

### Which has better reviews, SmartCredit® or Hail?

Hail is rated higher. SmartCredit® averages 3.4 out of 5 from 155 ratings, while Hail averages 4.0 from 4 ratings.

### Do SmartCredit® or Hail have ads?

Neither SmartCredit® nor Hail shows ads.

### Which is updated more often, SmartCredit® or Hail?

SmartCredit® ships an update every 4 months, and Hail every 3 days. Most recently, SmartCredit® was updated on September 26, 2026 and Hail on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*