# JDECU Mobile vs SecurLOCK Equip

The clearest difference is rating: JDECU Mobile at 5.0 against SecurLOCK Equip's 4.5. JDECU Mobile also leads on iOS requirement (12.1 vs 14.0). SecurLOCK Equip's advantage is ratings volume (4.4K vs 2) and update cadence (every 5 months vs every 14 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JDECU Mobile holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.4K ratings behind it against 2, so its average is the more settled of the two.

JDECU Mobile ships an update every 14 months, SecurLOCK Equip every 5 months. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | JDECU Mobile | SecurLOCK Equip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/jdecu-mobile/id783936932/reviews)** | [4.5 (4.4K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews) |
| Number of ratings | 2 | **4.4K** |
| Positive reviews | — | 31.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 5 months** |
| Monetization | Free | Free |
| Size | 13 MB | 71 MB |
| Requires iOS | **12.1** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JACK DANIEL EMPLOYEES CREDIT UNION](https://appshunter.io/developer/1482980920) | [eFunds Corporation](https://appshunter.io/developer/354569718) |

## What reviewers say

### JDECU Mobile

[App page](https://appshunter.io/ios/app/jdecu-mobile/id783936932)

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transaction history, transfer funds, and get current rates anytime, anywhere. It's a free service for enrolled members.

**Highlights:** Check account balances, View transaction history, Transfer funds, Get current rates, Secure access, 24/7 availability

**Features:** macOS Compatibility

**In-app purchases:** none


### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


## Frequently asked questions

### Is JDECU Mobile free?

JDECU Mobile is free to download, with no in-app purchases.

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Which has better reviews, JDECU Mobile or SecurLOCK Equip?

JDECU Mobile is rated higher. JDECU Mobile averages 5.0 out of 5 from 2 ratings, while SecurLOCK Equip averages 4.5 from 4.4K ratings.

### Do JDECU Mobile or SecurLOCK Equip have ads?

Neither JDECU Mobile nor SecurLOCK Equip shows ads.

### Which is updated more often, JDECU Mobile or SecurLOCK Equip?

JDECU Mobile ships an update every 14 months, and SecurLOCK Equip every 5 months. Most recently, JDECU Mobile was updated on October 9, 2026 and SecurLOCK Equip on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*