# Up2pay Mobile vs Kolecto

The clearest difference is review sentiment: Kolecto at 63% against Up2pay Mobile's 25%. Kolecto also leads on update cadence (every 2 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Up2pay Mobile ships an update every 3 months, Kolecto every 2 weeks. The most recent releases landed on October 9, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Up2pay Mobile | Kolecto |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 25.0% of reviews | **62.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 38 MB | 79 MB |
| Requires iOS | 16.6 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Credit Agricole S.A.](https://appshunter.io/developer/371794064) | [Kolecto](https://appshunter.io/developer/1757422818) |

## What reviewers say

### Up2pay Mobile

[App page](https://appshunter.io/ios/app/up2pay-mobile/id784461838)

Accept card payments on the go with a portable card reader and mobile app. Process transactions in three clicks, send digital receipts via email, and manage your business with integrated tools like a cash register and real-time reporting. Ideal for mobile professionals and seasonal businesses.

**Highlights:** Portable card reader, 3-click payment processing, Email receipts, Integrated cash register, Real-time reporting, Product catalog

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kolecto

[App page](https://appshunter.io/ios/app/kolecto/id6544803071)

Centralize, control, and manage your expenses by easily importing purchase invoices. This mobile app helps you add and process invoices daily, syncing them between your phone and the website. You can also create professional quotes, convert them to invoices, and track them in real-time.

**Highlights:** Centralize expense management, Import purchase invoices, Create professional quotes, Convert quotes to invoices, Track invoices in real-time, E-invoicing compliant, Syncs with web platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Up2pay Mobile free?

Up2pay Mobile is free to download, with no in-app purchases.

### Is Kolecto free?

Kolecto is free to download, with no in-app purchases.

### Do Up2pay Mobile or Kolecto have ads?

Neither Up2pay Mobile nor Kolecto shows ads.

### Which is updated more often, Up2pay Mobile or Kolecto?

Up2pay Mobile ships an update every 3 months, and Kolecto every 2 weeks. Most recently, Up2pay Mobile was updated on October 9, 2026 and Kolecto on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*