# Acuity Insurance vs Código Virtual

The clearest difference is rating: Acuity Insurance at 4.8 against Código Virtual's 3.0. Acuity Insurance also leads on update cadence (monthly vs every 36 months) and ratings volume (7.6K vs 2). Código Virtual's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Acuity Insurance holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Acuity Insurance has 7.6K ratings behind it against 2, so its average is the more settled of the two.

Acuity Insurance ships an update monthly, Código Virtual every 36 months. The most recent releases landed on September 27, 2026 and August 18, 2026 respectively.

## The numbers

| Metric | Acuity Insurance | Código Virtual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.6K ratings)](https://appshunter.io/ios/app/acuity-insurance/id785661940/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/codigo-virtual/id1507322466/reviews) |
| Number of ratings | **7.6K** | 2 |
| Positive reviews | 54.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 36 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 40 MB | 84 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Acuity, A Mutual Insurance Company](https://appshunter.io/developer/785661943) | [Coopenae RL](https://appshunter.io/developer/1474154065) |

## What reviewers say

### Acuity Insurance

[App page](https://appshunter.io/ios/app/acuity-insurance/id785661940)

Manage your insurance policies and payments conveniently from your mobile device. Access policy details, make payments, report claims, and get roadside assistance 24/7. This app simplifies insurance management and keeps important information readily available.

**Highlights:** View agency details, Save vehicle ID cards, Digital insurance certificates, 24/7 Emergency Roadside Assistance, Claims process guidance, Locate auto repair shops, Pay bills via debit/credit or checking account

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient payment options
- 👍 Excellent customer service
- 👍 Reliable insurance coverage
- 👍 User-friendly app interface

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🔒 Lack of security features (password management)
- 💰 Concerns about pricing and fees
- 🔍 Difficulty navigating multi-policy accounts
- 🔧 Limited functionality (policy creation, etc.)

**Reported bugs**

- App freezes and crashes on login
- Wallet cards not updating automatically
- Inconsistent behavior across app features
- Difficulty accessing and managing policies

**Requested features**

- Add policy creation and pricing tools
- Improve login and password management
- Enhance multi-policy account management
- Introduce dark mode and other accessibility features
- Streamline claims and billing processes


### Código Virtual

[App page](https://appshunter.io/ios/app/codigo-virtual/id1507322466)

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

**Highlights:** Second factor authentication, Generate OTP codes, Secure financial transactions, Supports transfers, Supports loan payments, Supports credit card payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Acuity Insurance free?

Acuity Insurance is free to download, with no in-app purchases.

### Is Código Virtual free?

Código Virtual is free to download, with no in-app purchases.

### Which has better reviews, Acuity Insurance or Código Virtual?

Acuity Insurance is rated higher. Acuity Insurance averages 4.8 out of 5 from 7.6K ratings, while Código Virtual averages 3.0 from 2 ratings.

### Do Acuity Insurance or Código Virtual have ads?

Neither Acuity Insurance nor Código Virtual shows ads.

### Which is updated more often, Acuity Insurance or Código Virtual?

Acuity Insurance ships an update monthly, and Código Virtual every 36 months. Most recently, Acuity Insurance was updated on September 27, 2026 and Código Virtual on August 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*