# Acuity Insurance vs DivUp

The clearest difference is review sentiment: DivUp at 100% against Acuity Insurance's 55%. DivUp also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). Acuity Insurance's advantage is update cadence (monthly vs every 7 months) and ratings volume (7.6K vs 5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DivUp holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Acuity Insurance has 7.6K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 55% of Acuity Insurance's written reviews are positive against 100% of DivUp's.

Acuity Insurance ships an update monthly, DivUp every 7 months. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Acuity Insurance | DivUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (7.6K ratings)](https://appshunter.io/ios/app/acuity-insurance/id785661940/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/divup/id1585918807/reviews)** |
| Number of ratings | **7.6K** | 5 |
| Positive reviews | 54.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 7 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 35 MB | 21 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Acuity, A Mutual Insurance Company](https://appshunter.io/developer/785661943) | [Sonu Chopra](https://appshunter.io/developer/1567822733) |

## What reviewers say

### Acuity Insurance

[App page](https://appshunter.io/ios/app/acuity-insurance/id785661940)

Manage your insurance policies and payments conveniently from your mobile device. Access policy details, make payments, report claims, and get roadside assistance 24/7. This app simplifies insurance management and keeps important information readily available.

**Highlights:** View agency details, Save vehicle ID cards, Digital insurance certificates, 24/7 Emergency Roadside Assistance, Claims process guidance, Locate auto repair shops, Pay bills via debit/credit or checking account

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient payment options
- 👍 Excellent customer service
- 👍 Reliable insurance coverage
- 👍 User-friendly app interface

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🔒 Lack of security features (password management)
- 💰 Concerns about pricing and fees
- 🔍 Difficulty navigating multi-policy accounts
- 🔧 Limited functionality (policy creation, etc.)

**Reported bugs**

- App freezes and crashes on login
- Wallet cards not updating automatically
- Inconsistent behavior across app features
- Difficulty accessing and managing policies

**Requested features**

- Add policy creation and pricing tools
- Improve login and password management
- Enhance multi-policy account management
- Introduce dark mode and other accessibility features
- Streamline claims and billing processes


### DivUp

[App page](https://appshunter.io/ios/app/divup/id1585918807)

Easily divide shared expenses among friends. This application simplifies the process of splitting bills and tracking who owes what, making group outings and shared living arrangements hassle-free.

**Highlights:** Split receipts with friends, Easy expense tracking, Manage shared bills, Fast and simple interface

**In-app purchases:** none


## Frequently asked questions

### Is Acuity Insurance free?

Acuity Insurance is free to download, with no in-app purchases.

### Is DivUp free?

DivUp is free to download, with no in-app purchases.

### Which has better reviews, Acuity Insurance or DivUp?

DivUp is rated higher. Acuity Insurance averages 4.8 out of 5 from 7.6K ratings, while DivUp averages 5.0 from 5 ratings.

### Do Acuity Insurance or DivUp have ads?

Neither Acuity Insurance nor DivUp shows ads.

### Which is updated more often, Acuity Insurance or DivUp?

Acuity Insurance ships an update monthly, and DivUp every 7 months. Most recently, Acuity Insurance was updated on October 29, 2026 and DivUp on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*