# Acuity Insurance vs SplitPal

The clearest difference is in-app purchases: Acuity Insurance at none against SplitPal's 1. Acuity Insurance also leads on ratings volume (7.6K vs 18) and rating (4.8 vs 4.6). SplitPal's advantage is review sentiment (80% vs 55%). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. SplitPal sells 1 one-off in-app purchase. Acuity Insurance asks for nothing beyond the download.

Acuity Insurance holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Acuity Insurance has 7.6K ratings behind it against 18, so its average is the more settled of the two. Written reviews complicate that: 55% of Acuity Insurance's written reviews are positive against 80% of SplitPal's, so the app with the better star average is not the one people write more warmly about.

Acuity Insurance ships an update monthly, SplitPal every 3 weeks. The most recent releases landed on September 27, 2026 and September 2, 2026 respectively.

## The numbers

| Metric | Acuity Insurance | SplitPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.6K ratings)](https://appshunter.io/ios/app/acuity-insurance/id785661940/reviews)** | [4.6 (18 ratings)](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890/reviews) |
| Number of ratings | **7.6K** | 18 |
| Positive reviews | 54.7% of reviews | **80.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 40 MB | 42 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Acuity, A Mutual Insurance Company](https://appshunter.io/developer/785661943) | [Legendary Bytes LLC](https://appshunter.io/developer/1648014733) |

## What reviewers say

### Acuity Insurance

[App page](https://appshunter.io/ios/app/acuity-insurance/id785661940)

Manage your insurance policies and payments conveniently from your mobile device. Access policy details, make payments, report claims, and get roadside assistance 24/7. This app simplifies insurance management and keeps important information readily available.

**Highlights:** View agency details, Save vehicle ID cards, Digital insurance certificates, 24/7 Emergency Roadside Assistance, Claims process guidance, Locate auto repair shops, Pay bills via debit/credit or checking account

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient payment options
- 👍 Excellent customer service
- 👍 Reliable insurance coverage
- 👍 User-friendly app interface

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🔒 Lack of security features (password management)
- 💰 Concerns about pricing and fees
- 🔍 Difficulty navigating multi-policy accounts
- 🔧 Limited functionality (policy creation, etc.)

**Reported bugs**

- App freezes and crashes on login
- Wallet cards not updating automatically
- Inconsistent behavior across app features
- Difficulty accessing and managing policies

**Requested features**

- Add policy creation and pricing tools
- Improve login and password management
- Enhance multi-policy account management
- Introduce dark mode and other accessibility features
- Streamline claims and billing processes


### SplitPal

[App page](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890)

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

**Highlights:** No sign-up required, Receipt scanner with OCR, Group collaboration with shareable links, One-click Venmo payment integration, Even, uneven, and itemized expense splitting

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Frequently asked questions

### Is Acuity Insurance free?

Acuity Insurance is free to download, with no in-app purchases.

### Is SplitPal free?

SplitPal is free to download, with in-app purchases available.

### Which has better reviews, Acuity Insurance or SplitPal?

Acuity Insurance is rated higher. Acuity Insurance averages 4.8 out of 5 from 7.6K ratings, while SplitPal averages 4.6 from 18 ratings.

### Do Acuity Insurance or SplitPal have ads?

Neither Acuity Insurance nor SplitPal shows ads.

### Which is updated more often, Acuity Insurance or SplitPal?

Acuity Insurance ships an update monthly, and SplitPal every 3 weeks. Most recently, Acuity Insurance was updated on September 27, 2026 and SplitPal on September 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*