# Consórcio Embracon vs Expense Tracker

Consórcio Embracon and Expense Tracker both sit at 4.8 stars, but that hides the real split: 90% of Expense Tracker's written reviews are positive against 45% of Consórcio Embracon's. Expense Tracker also leads on update cadence (every 3 weeks vs every 2 months) and ratings volume (3K vs 483). Consórcio Embracon's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, rating and device support there is nothing between them.

Both are free to download. Expense Tracker sells 2 one-off in-app purchases. Consórcio Embracon asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Consórcio Embracon against 4.9 for Expense Tracker. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 483, so its average is the more settled of the two. Written reviews are what separate them: 45% of Consórcio Embracon's written reviews are positive against 90% of Expense Tracker's.

Consórcio Embracon ships an update every 2 months, Expense Tracker every 3 weeks. Both last shipped on October 26, 2026.

## The numbers

| Metric | Consórcio Embracon | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (483 ratings)](https://appshunter.io/ios/app/consorcio-embracon/id787138884/reviews) | **[4.9 (3K ratings)](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220/reviews)** |
| Number of ratings | 483 | **3K** |
| Positive reviews | 45.0% of reviews | **89.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 34 MB | 110 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | +4 | 4+ |
| Developer | [Consórcio Embracon](https://appshunter.io/developer/706872982) | [Komorebi Inc.](https://appshunter.io/developer/481596469) |

## What reviewers say

### Consórcio Embracon

[App page](https://appshunter.io/ios/app/consorcio-embracon/id787138884)

Manage your consortium quota with ease and security. Access all your information, make bids, check assembly dates and results, and find nearby branches.

**Highlights:** View quota information, Make bids, Check assembly dates and results, Issue duplicate payment slips, Locate nearby branches

**Features:** Vision Pro support

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220)

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

**Highlights:** Simple and easy to use, No account registration, Local data storage, Budget settings by category, Monthly, yearly, and cumulative reports, CSV and PDF export, Passcode lock with Face ID/Touch ID

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Removing Ads | $12.99 | one-time |
| Premium Service (Lifetime) | $14.99 | one-time |

**What reviewers like**

- 👍 Easy to use and understand
- 🎨 Customizable interface with icons and colors
- 📊 Clear visual representation of expenses and income
- 🔍 Detailed expense tracking and categorization
- 🗓️ Convenient calendar view for daily expenses

**What reviewers complain about**

- 🗓️ No option to lock or protect past months' data
- 💳 Lacks support for tracking credit card payments
- 🔍 Search function could be improved
- 💱 Limited currency options

**Reported bugs**

- Data loss after uninstalling and reinstalling the app
- Issues with date synchronization after updates

**Requested features**

- Ability to set budgets for expense categories
- Option to mark expenses as 'paid'
- Sync data across multiple devices
- More detailed reporting and analytics
- Support for multiple accounts/wallets


## Frequently asked questions

### Is Consórcio Embracon free?

Consórcio Embracon is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Consórcio Embracon or Expense Tracker?

Expense Tracker is rated higher. Consórcio Embracon averages 4.8 out of 5 from 483 ratings, while Expense Tracker averages 4.9 from 3K ratings.

### Do Consórcio Embracon or Expense Tracker have ads?

Expense Tracker shows ads; Consórcio Embracon does not.

### Which is updated more often, Consórcio Embracon or Expense Tracker?

Consórcio Embracon ships an update every 2 months, and Expense Tracker every 3 weeks. Most recently, Consórcio Embracon was updated on October 26, 2026 and Expense Tracker on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*