# SFTAAgent ONE vs ChatUWM

The clearest difference is review sentiment: SFTAAgent ONE at 100% against ChatUWM's 41%. SFTAAgent ONE also leads on rating (5.0 vs 3.8). ChatUWM's advantage is in-app purchases (none vs 2) and update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SFTAAgent ONE sells 2 in-app purchases, starting at $0.99 per month. ChatUWM asks for nothing beyond the download.

SFTAAgent ONE holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: ChatUWM has 181 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 100% of SFTAAgent ONE's written reviews are positive against 41% of ChatUWM's.

SFTAAgent ONE ships an update every 2 months, ChatUWM every 2 weeks. The most recent releases landed on September 28, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | SFTAAgent ONE | ChatUWM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/sftaagent-one/id791091078/reviews)** | [3.8 (181 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews) |
| Number of ratings | 9 | **181** |
| Positive reviews | **100.0% of reviews** | 41.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Freemium | **Free** |
| Size | 357 MB | 91 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [South Florida Title Associates, LLC](https://appshunter.io/developer/1669512751) | [UWM](https://appshunter.io/developer/796646447) |

## What reviewers say

### SFTAAgent ONE

[App page](https://appshunter.io/ios/app/sftaagent-one/id791091078)

Generate professional seller net sheets and buyer estimates for real estate clients quickly and easily. Offers city/county specific calculations and closing costs. A free plan is available, with an optional premium subscription for enhanced features.

**Highlights:** City/county specific closing cost calculations, Professional seller net sheets, Buyer estimates, Quick generation of financial documents, Free plan available, Premium subscription with advanced features

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


## Frequently asked questions

### Is SFTAAgent ONE free?

SFTAAgent ONE is free to download, with in-app purchases available.

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Which has better reviews, SFTAAgent ONE or ChatUWM?

SFTAAgent ONE is rated higher. SFTAAgent ONE averages 5.0 out of 5 from 9 ratings, while ChatUWM averages 3.8 from 181 ratings.

### Do SFTAAgent ONE or ChatUWM have ads?

Neither SFTAAgent ONE nor ChatUWM shows ads.

### Which is updated more often, SFTAAgent ONE or ChatUWM?

SFTAAgent ONE ships an update every 2 months, and ChatUWM every 2 weeks. Most recently, SFTAAgent ONE was updated on September 28, 2026 and ChatUWM on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*