# First Mid Mobile vs FNCU Mobile

First Mid Mobile and FNCU Mobile both sit at 4.7 stars, but that hides the real split: 40% of FNCU Mobile's written reviews are positive against 17% of First Mid Mobile's. FNCU Mobile also leads on iOS requirement (14.7 vs 16.0). First Mid Mobile's advantage is update cadence (every 2 months vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for First Mid Mobile against 4.8 for FNCU Mobile. Both are backed by a comparable volume of ratings — 1.5K and 1.2K respectively. Written reviews are what separate them: 17% of First Mid Mobile's written reviews are positive against 40% of FNCU Mobile's.

First Mid Mobile ships an update every 2 months, FNCU Mobile every 5 months. Both last shipped on October 17, 2026.

## The numbers

| Metric | First Mid Mobile | FNCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.5K ratings)](https://appshunter.io/ios/app/first-mid-mobile/id791681142/reviews) | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/fncu-mobile/id1437309708/reviews)** |
| Number of ratings | **1.5K** | 1.2K |
| Positive reviews | 17.1% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 177 MB | 104 MB |
| Requires iOS | 16.0 | **14.7** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Mid Bank & Trust, N.A.](https://appshunter.io/developer/791681145) | [First Northern Credit Union](https://appshunter.io/developer/1437309707) |

## What reviewers say

### First Mid Mobile

[App page](https://appshunter.io/ios/app/first-mid-mobile/id791681142)

Manage your finances securely and conveniently from your mobile device. Perform essential banking tasks like checking balances, transferring funds, paying bills, and depositing checks. Set savings goals and track your progress with ease.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills, Deposit checks, Set savings goals

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transfers
- 🚀 Fast and efficient
- 🔒 Secure login options
- 📱 Convenient mobile access

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow transaction updates
- 🔒 Unreliable login/security features
- 🔄 Constant app changes/updates
- 💸 Unexpected fees or charges

**Reported bugs**

- Login issues and account lockouts
- Delayed or missing transaction updates
- Incompatibility with newer iOS versions
- Glitches when using key app features

**Requested features**

- Dark mode option
- Improved transaction history and details
- Ability to edit payee information
- Faster money transfer capabilities
- Better account management tools


### FNCU Mobile

[App page](https://appshunter.io/ios/app/fncu-mobile/id1437309708)

Manage your finances on the go with this secure mobile banking solution. Easily pay bills, transfer funds, deposit checks, and control your debit card. Access account balances and recent transactions anytime, anywhere.

**Highlights:** Bill and person payments, Debit card on/off toggle, Mobile check deposit, Account balance viewing, Transaction history, Fund transfers, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient banking services
- 👍 Helpful staff

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes
- 🔍 Limited functionality compared to other banking apps
- 🔍 Outdated and rarely updated
- 🔍 Frustrating navigation and user experience
- 🐛 Face ID/login issues

**Reported bugs**

- Incorrect account balance updates
- Frequent app timeouts and login issues
- Mobile deposit functionality not working properly

**Requested features**

- Improved app navigation and user experience
- Integration with popular payment apps (Venmo, Zelle)
- Increased mobile deposit limits
- Better account management and transaction visibility


## Frequently asked questions

### Is First Mid Mobile free?

First Mid Mobile is free to download, with no in-app purchases.

### Is FNCU Mobile free?

FNCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, First Mid Mobile or FNCU Mobile?

FNCU Mobile is rated higher. First Mid Mobile averages 4.7 out of 5 from 1.5K ratings, while FNCU Mobile averages 4.8 from 1.2K ratings.

### Do First Mid Mobile or FNCU Mobile have ads?

Neither First Mid Mobile nor FNCU Mobile shows ads.

### Which is updated more often, First Mid Mobile or FNCU Mobile?

First Mid Mobile ships an update every 2 months, and FNCU Mobile every 5 months. Most recently, First Mid Mobile was updated on October 17, 2026 and FNCU Mobile on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*