# First Mid Mobile vs Lively Benefits

First Mid Mobile and Lively Benefits both sit at 4.7 stars, but that hides the real split: 54% of Lively Benefits's written reviews are positive against 17% of First Mid Mobile's. Lively Benefits also leads on update cadence (every 3 weeks vs every 2 months) and ratings volume (9.8K vs 1.5K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for First Mid Mobile against 4.8 for Lively Benefits. That said, the two scores are not equally well evidenced: Lively Benefits has 9.8K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews are what separate them: 17% of First Mid Mobile's written reviews are positive against 54% of Lively Benefits's.

First Mid Mobile ships an update every 2 months, Lively Benefits every 3 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | First Mid Mobile | Lively Benefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.5K ratings)](https://appshunter.io/ios/app/first-mid-mobile/id791681142/reviews) | **[4.8 (9.8K ratings)](https://appshunter.io/ios/app/lively-benefits/id1458289932/reviews)** |
| Number of ratings | 1.5K | **9.8K** |
| Positive reviews | 17.1% of reviews | **54.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 127 MB | 59 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [First Mid Bank & Trust, N.A.](https://appshunter.io/developer/791681145) | [Lively, Inc.](https://appshunter.io/developer/1458289931) |

## What reviewers say

### First Mid Mobile

[App page](https://appshunter.io/ios/app/first-mid-mobile/id791681142)

Manage your finances securely and conveniently from your mobile device. Perform essential banking tasks like checking balances, transferring funds, paying bills, and depositing checks. Set savings goals and track your progress with ease.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills, Deposit checks, Set savings goals

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transfers
- 🚀 Fast and efficient
- 🔒 Secure login options
- 📱 Convenient mobile access

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow transaction updates
- 🔒 Unreliable login/security features
- 🔄 Constant app changes/updates
- 💸 Unexpected fees or charges

**Reported bugs**

- Login issues and account lockouts
- Delayed or missing transaction updates
- Incompatibility with newer iOS versions
- Glitches when using key app features

**Requested features**

- Dark mode option
- Improved transaction history and details
- Ability to edit payee information
- Faster money transfer capabilities
- Better account management tools


### Lively Benefits

[App page](https://appshunter.io/ios/app/lively-benefits/id1458289932)

Manage your health benefits seamlessly from your phone. View important information, track your account, initiate claims, and access lists of eligible expenses. Designed for ease of use, even for those new to technology.

**Highlights:** View benefit information, Manage account balance and transactions, Initiate claims and verify purchases, Access eligible expense lists, Secure login with 2FA and biometrics

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 🚀 Seamless integration with Apple Wallet
- 👍 Elegant and intuitive app design
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Crashes and glitches
- 🔒 Security concerns
- 🐛 Unreliable app performance
- 🔒 Invasive data collection

**Reported bugs**

- Login failures
- Contribution tracking issues
- Debit card malfunctions
- Inability to make contributions
- Blank app screens

**Requested features**

- Two-factor authentication
- Improved login process
- Streamlined expense management
- Faster fund transfer speeds
- Enhanced investment options


## Frequently asked questions

### Is First Mid Mobile free?

First Mid Mobile is free to download, with no in-app purchases.

### Is Lively Benefits free?

Lively Benefits is free to download, with no in-app purchases.

### Which has better reviews, First Mid Mobile or Lively Benefits?

Lively Benefits is rated higher. First Mid Mobile averages 4.7 out of 5 from 1.5K ratings, while Lively Benefits averages 4.8 from 9.8K ratings.

### Do First Mid Mobile or Lively Benefits have ads?

Neither First Mid Mobile nor Lively Benefits shows ads.

### Which is updated more often, First Mid Mobile or Lively Benefits?

First Mid Mobile ships an update every 2 months, and Lively Benefits every 3 weeks. Most recently, First Mid Mobile was updated on November 1, 2026 and Lively Benefits on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*