# Payactiv vs FutureVault

The clearest difference is in-app purchases: Payactiv at none against FutureVault's 1. Payactiv also leads on chart position (#186 vs unranked). FutureVault's advantage is iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. FutureVault sells 1 in-app purchase, starting at $4.99 per month. Payactiv asks for nothing beyond the download.

## The numbers

| Metric | Payactiv | FutureVault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (84K ratings)](https://appshunter.io/ios/app/payactiv/id792617775/reviews)** | — |
| Number of ratings | **84K** | — |
| Positive reviews | 35.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Best chart rank | **#186** | — |
| Size | 47 MB | 38 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayActiv Inc.](https://appshunter.io/developer/792617778) | [Arynn Littlejohn](https://appshunter.io/developer/1896047763) |

## What reviewers say

### Payactiv

[App page](https://appshunter.io/ios/app/payactiv/id792617775)

**Currently charting:** #186 Top Free · Finance (US App Store)

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

**Highlights:** Early access to wages, Government payment early access, Spending and saving tools, Low balance alerts, Payactiv Visa Card, Integrated bill pay, Touchless payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick access to money
- 👍 Convenient feature
- 🚀 Easy to use
- 🚀 Helpful in emergencies
- 👍 Wonderful app

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Hours/funds not updating properly
- 🔒 Security and login issues
- 💩 Poor customer service
- 💰 High fees

**Reported bugs**

- App not loading or logging in
- Funds disappearing or not updating
- Issues linking bank accounts and cards

**Requested features**

- Same-day access to funds
- Reduce withdrawal fees
- Improve app stability and reliability
- Better customer support


### FutureVault

[App page](https://appshunter.io/ios/app/futurevault-savings-lockbox/id6765717529)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FutureVault Premium | $4.99 | per month |


## Frequently asked questions

### Is Payactiv free?

Payactiv is free to download, with no in-app purchases.

### Is FutureVault free?

FutureVault is free to download, with in-app purchases available.

### Do Payactiv or FutureVault have ads?

Neither Payactiv nor FutureVault shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*