# Cathay Token Celular vs BCR Pensiones

The clearest difference is update cadence: Cathay Token Celular at every 6 weeks against BCR Pensiones's every 7 months. Cathay Token Celular also leads on ratings volume (4 vs 1). BCR Pensiones's advantage is iOS requirement (11.0 vs 16.1). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Cathay Token Celular against 5.0 for BCR Pensiones. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Cathay Token Celular ships an update every 6 weeks, BCR Pensiones every 7 months. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Cathay Token Celular | BCR Pensiones |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/cathay-token-celular/id794539128/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/bcr-pensiones/id1095726633/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 7 months |
| Monetization | Free | Free |
| Size | 68 MB | 32 MB |
| Requires iOS | 16.1 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco Cathay de Costa Rica S.A](https://appshunter.io/developer/794539131) | [BCR Pensiones](https://appshunter.io/developer/1095726632) |

## What reviewers say

### Cathay Token Celular

[App page](https://appshunter.io/ios/app/cathay-token-celular/id794539128)

Enhance your online banking security with this app, generating unique One-Time Passwords every 60 seconds. It replaces physical security devices for safer transactions with your bank.

**Highlights:** Generate OTPs every 60 seconds, Enhance transaction security, Replace physical security devices, Link with Cathay Virtual account, User-friendly setup process

**Features:** macOS Compatibility

**In-app purchases:** none


### BCR Pensiones

[App page](https://appshunter.io/ios/app/bcr-pensiones/id1095726633)

Manage your pension funds with this secure and efficient tool. Access account statements, update personal information, and initiate various fund withdrawal requests. Make contributions to voluntary funds and track the status of your requests.

**Highlights:** Consult pension and notary guarantee funds, Generate account statements, Update personal data, Request fund withdrawals, Make voluntary fund contributions, Track application status, View office hours and contact information

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cathay Token Celular free?

Cathay Token Celular is free to download, with no in-app purchases.

### Is BCR Pensiones free?

BCR Pensiones is free to download, with no in-app purchases.

### Which has better reviews, Cathay Token Celular or BCR Pensiones?

Cathay Token Celular and BCR Pensiones are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do Cathay Token Celular or BCR Pensiones have ads?

Neither Cathay Token Celular nor BCR Pensiones shows ads.

### Which is updated more often, Cathay Token Celular or BCR Pensiones?

Cathay Token Celular ships an update every 6 weeks, and BCR Pensiones every 7 months. Most recently, Cathay Token Celular was updated on October 16, 2026 and BCR Pensiones on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*