# Cathay Token Celular vs BN Seguros

The clearest difference is update cadence: Cathay Token Celular at every 6 weeks against BN Seguros's every 5 months. Cathay Token Celular also leads on device support (3 vs 1) and iOS requirement (16.1 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cathay Token Celular ships an update every 6 weeks, BN Seguros every 5 months. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Cathay Token Celular | BN Seguros |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/cathay-token-celular/id794539128/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 5 months |
| Monetization | Free | — |
| Size | 68 MB | 106 MB |
| Requires iOS | **16.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Banco Cathay de Costa Rica S.A](https://appshunter.io/developer/794539131) | [Banco Nacional de Costa Rica](https://appshunter.io/developer/937344511) |

## What reviewers say

### Cathay Token Celular

[App page](https://appshunter.io/ios/app/cathay-token-celular/id794539128)

Enhance your online banking security with this app, generating unique One-Time Passwords every 60 seconds. It replaces physical security devices for safer transactions with your bank.

**Highlights:** Generate OTPs every 60 seconds, Enhance transaction security, Replace physical security devices, Link with Cathay Virtual account, User-friendly setup process

**Features:** macOS Compatibility

**In-app purchases:** none


### BN Seguros

[App page](https://appshunter.io/ios/app/bn-seguros/id1533688967)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cathay Token Celular free?

Cathay Token Celular is free to download, with no in-app purchases.

### Is BN Seguros free?

BN Seguros is free to download, with no in-app purchases.

### Do Cathay Token Celular or BN Seguros have ads?

Neither Cathay Token Celular nor BN Seguros shows ads.

### Which is updated more often, Cathay Token Celular or BN Seguros?

Cathay Token Celular ships an update every 6 weeks, and BN Seguros every 5 months. Most recently, Cathay Token Celular was updated on October 16, 2026 and BN Seguros on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*