# mySympany vs Cembra App

The clearest difference is monetization model: mySympany at free against Cembra App's ad-supported. mySympany also leads on device support (3 vs 1). Cembra App's advantage is review sentiment (42% vs 31%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | mySympany | Cembra App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (68 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews)** |
| Number of ratings | — | **68** |
| Positive reviews | 31.3% of reviews | **41.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 101 MB | 322 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sympany Versicherungen AG](https://appshunter.io/developer/794928895) | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) |

## What reviewers say

### mySympany

[App page](https://appshunter.io/ios/app/mysympany/id794928892)

Manage all your insurance policies in one place. Track costs, submit claims, and view their status. Access your digital insurance card and communicate with customer service.

**Highlights:** Policy tracking, Cost-sharing overview, Invoice and claim submission, Processing status view, Personal data adjustment, Digital insurance card

**In-app purchases:** none


### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Track credit card payments, Access monthly statements, Secure Touch ID/Face ID login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mySympany free?

mySympany is free to download, with no in-app purchases.

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Do mySympany or Cembra App have ads?

Neither mySympany nor Cembra App shows ads.

### Which is updated more often, mySympany or Cembra App?

mySympany ships an update every 3 weeks, and Cembra App every 3 weeks. Most recently, mySympany was updated on October 18, 2026 and Cembra App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*