# ChatUWM vs InsuredMine

ChatUWM and InsuredMine both sit at 3.8 stars, but that hides the real split: 41% of ChatUWM's written reviews are positive against 0% of InsuredMine's. ChatUWM also leads on update cadence (fortnightly vs every 2 months) and ratings volume (181 vs 6). InsuredMine's advantage is iOS requirement (12.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.8 for ChatUWM against 3.7 for InsuredMine. That said, the two scores are not equally well evidenced: ChatUWM has 181 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 41% of ChatUWM's written reviews are positive against 0% of InsuredMine's.

ChatUWM ships an update fortnightly, InsuredMine every 2 months. The most recent releases landed on October 26, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | ChatUWM | InsuredMine |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (181 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews)** | [3.7 (6 ratings)](https://appshunter.io/ios/app/insuredmine/id1333207063/reviews) |
| Number of ratings | **181** | 6 |
| Positive reviews | **41.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 105 MB | 42 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UWM](https://appshunter.io/developer/796646447) | [InsuredMine Inc.](https://appshunter.io/developer/1333207062) |

## What reviewers say

### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


### InsuredMine

[App page](https://appshunter.io/ios/app/insuredmine/id1333207063)

Manage all your insurance policies in one place with this secure, free app. Upload policy documents digitally, receive payment reminders, and get personalized analytics to optimize your coverage and save money. Connect with agents for support.

**Highlights:** Digital policy management, Payment due date reminders, Personalized coverage analytics, Agent chat support, Secure bank-level encryption, Policy document upload

**In-app purchases:** none


## Frequently asked questions

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Is InsuredMine free?

InsuredMine is free to download, with no in-app purchases.

### Which has better reviews, ChatUWM or InsuredMine?

ChatUWM is rated higher. ChatUWM averages 3.8 out of 5 from 181 ratings, while InsuredMine averages 3.7 from 6 ratings.

### Do ChatUWM or InsuredMine have ads?

Neither ChatUWM nor InsuredMine shows ads.

### Which is updated more often, ChatUWM or InsuredMine?

ChatUWM ships an update fortnightly, and InsuredMine every 2 months. Most recently, ChatUWM was updated on October 26, 2026 and InsuredMine on October 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*