# ChatUWM vs Arbor Financial Group

The clearest difference is review sentiment: Arbor Financial Group at 100% against ChatUWM's 41%. Arbor Financial Group also leads on rating (5.0 vs 3.8) and iOS requirement (10.0 vs 16.0). ChatUWM's advantage is ratings volume (182 vs 26). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Arbor Financial Group holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: ChatUWM has 182 ratings behind it against 26, so its average is the more settled of the two. Written reviews point the same way: 41% of ChatUWM's written reviews are positive against 100% of Arbor Financial Group's.

ChatUWM ships an update fortnightly, Arbor Financial Group every 2 weeks. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | ChatUWM | Arbor Financial Group |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (182 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews) | **[5.0 (26 ratings)](https://appshunter.io/ios/app/arbor-financial-group/id1492333513/reviews)** |
| Number of ratings | **182** | 26 |
| Positive reviews | 41.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 105 MB | 28 MB |
| Requires iOS | 16.0 | **10.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UWM](https://appshunter.io/developer/796646447) | [THE TURNKEY FOUNDATION INC](https://appshunter.io/developer/1492333512) |

## What reviewers say

### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


### Arbor Financial Group

[App page](https://appshunter.io/ios/app/arbor-financial-group/id1492333513)

Track your loan progress, receive real-time updates, and submit necessary conditions directly from your mobile device. Stay informed about important dates and communicate seamlessly with your loan team from origination to closing.

**Highlights:** Loan tracking, Real-time updates, Condition submission, Loan information verification, Push notification reminders, In-app chat

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Is Arbor Financial Group free?

Arbor Financial Group is free to download, with no in-app purchases.

### Which has better reviews, ChatUWM or Arbor Financial Group?

Arbor Financial Group is rated higher. ChatUWM averages 3.8 out of 5 from 182 ratings, while Arbor Financial Group averages 5.0 from 26 ratings.

### Do ChatUWM or Arbor Financial Group have ads?

Neither ChatUWM nor Arbor Financial Group shows ads.

### Which is updated more often, ChatUWM or Arbor Financial Group?

ChatUWM ships an update fortnightly, and Arbor Financial Group every 2 weeks. Most recently, ChatUWM was updated on October 29, 2026 and Arbor Financial Group on October 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*