# ChatUWM vs Loan Cost Comparison

The clearest difference is price: ChatUWM at Free against Loan Cost Comparison's $0.99. ChatUWM also leads on update cadence (fortnightly vs every 43 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

ChatUWM is free to download; Loan Cost Comparison costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ChatUWM ships an update fortnightly, Loan Cost Comparison every 43 months. The most recent releases landed on October 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | ChatUWM | Loan Cost Comparison |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[3.8 (182 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews)** | — |
| Number of ratings | **182** | — |
| Positive reviews | 41.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 43 months |
| Monetization | Free | — |
| Size | 105 MB | 1 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UWM](https://appshunter.io/developer/796646447) | [H3 Apps, LLC](https://appshunter.io/developer/598620927) |

## What reviewers say

### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


### Loan Cost Comparison

[App page](https://appshunter.io/ios/app/loan-cost-comparison/id1576882413)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Is Loan Cost Comparison free?

Loan Cost Comparison costs $0.99, with no in-app purchases.

### Do ChatUWM or Loan Cost Comparison have ads?

Neither ChatUWM nor Loan Cost Comparison shows ads.

### Which is updated more often, ChatUWM or Loan Cost Comparison?

ChatUWM ships an update fortnightly, and Loan Cost Comparison every 43 months. Most recently, ChatUWM was updated on October 23, 2026 and Loan Cost Comparison on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*