# ChatUWM vs Mortgage Agent

The clearest difference is in-app purchases: ChatUWM at none against Mortgage Agent's 1. ChatUWM also leads on iOS requirement (16.0 vs 18.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Mortgage Agent sells 1 one-off in-app purchase. ChatUWM asks for nothing beyond the download.

ChatUWM ships an update fortnightly, Mortgage Agent every 2 weeks. The most recent releases landed on October 26, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | ChatUWM | Mortgage Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (181 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews)** | — |
| Number of ratings | **181** | — |
| Positive reviews | 41.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 105 MB | 11 MB |
| Requires iOS | **16.0** | 18.2 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [UWM](https://appshunter.io/developer/796646447) | [Jae Hong](https://appshunter.io/developer/1818596936) |

## What reviewers say

### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


### Mortgage Agent

[App page](https://appshunter.io/ios/app/mortgage-agent/id6746807547)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mortgage Calculator Pro | $2.99 | one-time |


## Frequently asked questions

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Is Mortgage Agent free?

Mortgage Agent is free to download, with in-app purchases available.

### Do ChatUWM or Mortgage Agent have ads?

Neither ChatUWM nor Mortgage Agent shows ads.

### Which is updated more often, ChatUWM or Mortgage Agent?

ChatUWM ships an update fortnightly, and Mortgage Agent every 2 weeks. Most recently, ChatUWM was updated on October 26, 2026 and Mortgage Agent on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*