# ChatUWM vs Addy AI

The clearest difference is iOS requirement: Addy AI at 14.0 against ChatUWM's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChatUWM ships an update fortnightly, Addy AI every 3 weeks. The most recent releases landed on October 23, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | ChatUWM | Addy AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (182 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews)** | — |
| Number of ratings | **182** | — |
| Positive reviews | 41.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | — |
| Size | 105 MB | 4 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UWM](https://appshunter.io/developer/796646447) | [Addy AI, Inc.](https://appshunter.io/developer/6776652938) |

## What reviewers say

### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


### Addy AI

[App page](https://appshunter.io/ios/app/addy-ai/id6776652936)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Is Addy AI free?

Addy AI is free to download, with no in-app purchases.

### Do ChatUWM or Addy AI have ads?

Neither ChatUWM nor Addy AI shows ads.

### Which is updated more often, ChatUWM or Addy AI?

ChatUWM ships an update fortnightly, and Addy AI every 3 weeks. Most recently, ChatUWM was updated on October 23, 2026 and Addy AI on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*