# ChatUWM vs Arch MI

The clearest difference is update cadence: ChatUWM at fortnightly against Arch MI's every 3 months. ChatUWM also leads on ratings volume (182 vs 3). Arch MI's advantage is iOS requirement (13.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.8 for ChatUWM against 3.7 for Arch MI. That said, the two scores are not equally well evidenced: ChatUWM has 182 ratings behind it against 3, so its average is the more settled of the two.

ChatUWM ships an update fortnightly, Arch MI every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ChatUWM | Arch MI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (182 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/arch-mi/id916076736/reviews) |
| Number of ratings | **182** | 3 |
| Positive reviews | 41.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 105 MB | 1 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UWM](https://appshunter.io/developer/796646447) | [Arch Mortgage Insurance Company](https://appshunter.io/developer/916076735) |

## What reviewers say

### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


### Arch MI

[App page](https://appshunter.io/ios/app/arch-mi/id916076736)

Access mortgage insurance rate programs, eligibility requirements, and market analysis. Connect with sales and operations teams through a built-in contact directory.

**Highlights:** Dynamic MI rate programs, Eligibility requirements, Quarterly market analysis, Sales and Operations contacts, Housing sector forecasts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Is Arch MI free?

Arch MI is free to download, with no in-app purchases.

### Which has better reviews, ChatUWM or Arch MI?

ChatUWM is rated higher. ChatUWM averages 3.8 out of 5 from 182 ratings, while Arch MI averages 3.7 from 3 ratings.

### Do ChatUWM or Arch MI have ads?

Neither ChatUWM nor Arch MI shows ads.

### Which is updated more often, ChatUWM or Arch MI?

ChatUWM ships an update fortnightly, and Arch MI every 3 months. Most recently, ChatUWM was updated on October 29, 2026 and Arch MI on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*