# Finances 1 (Old Version) vs Expense & Subscription Tracker

The clearest difference is in-app purchases: Finances 1 (Old Version) at none against Expense & Subscription Tracker's 25. Finances 1 (Old Version) also leads on iOS requirement (9.0 vs 15.0). Expense & Subscription Tracker's advantage is rating (4.4 vs 4.0) and update cadence (every 9 days vs monthly). On price, review sentiment, ads and monetization model there is nothing between them.

Both are free to download. Expense & Subscription Tracker sells 24 in-app purchases, starting at $2.99 per 7 days. Finances 1 (Old Version) asks for nothing beyond the download.

Expense & Subscription Tracker holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Expense & Subscription Tracker has 55 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 84% of Finances 1 (Old Version)'s written reviews are positive against 79% of Expense & Subscription Tracker's, so the app with the better star average is not the one people write more warmly about.

Finances 1 (Old Version) ships an update monthly, Expense & Subscription Tracker every 9 days. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Finances 1 (Old Version) | Expense & Subscription Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/finances-1-old-version/id797005152/reviews) | **[4.4 (55 ratings)](https://appshunter.io/ios/app/expense-and-subscription-tracker/id1170797647/reviews)** |
| Number of ratings | 4 | **55** |
| Positive reviews | **84.4% of reviews** | 78.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 8 MB | 44 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) | [CREAM SOFTWARE](https://appshunter.io/developer/1056637092) |

## What reviewers say

### Finances 1 (Old Version)

[App page](https://appshunter.io/ios/app/finances-1-old-version/id797005152)

Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.

**Highlights:** Income and expense tracking, Transaction categorization, Weekly, monthly, yearly statistics, Apple Watch app, Data export (full version), Customizable categories, Passcode and fingerprint security

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 📊 Helpful charts and visualizations
- 🔍 Detailed expense tracking
- 🕰️ Recurring transactions
- 💻 Clean and intuitive interface

**What reviewers complain about**

- 🐛 Occasional syncing issues between devices
- 💰 Paid version may be too expensive for some users
- 🔢 Lack of advanced budgeting features (e.g., daily/weekly/monthly budgets)

**Reported bugs**

- Crashes and closes unexpectedly for some users
- Recurring transactions not always posting automatically

**Requested features**

- Add ability to track hours worked and calculate average hourly earnings
- Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
- Provide option to view expenses by specific store/merchant
- Enhance color customization for categories
- Add more cloud storage integration options (e.g., OneDrive, Google Drive)


### Expense & Subscription Tracker

[App page](https://appshunter.io/ios/app/expense-and-subscription-tracker/id1170797647)

Effortlessly track your spending, manage budgets, and build savings habits. Quickly log expenses, scan receipts, and automate recurring bills to gain clear financial visibility and control without complex tools.

**Highlights:** Fast expense entry, Smart receipt scanning, Recurring expense automation, Category summaries, Budget visibility, CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (24)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Week Premium Access | $2.99 | per 7 days |
| 1 Month Premium (Trial) | $3.49 | per month |
| Premium for 1 month | $4.99 | per month |
| Premium for 6 months | $5.49 | per 6 months |
| Premium 3-Month Subscription | $6.95 | per 3 months |
| 1 Year Premium Access | $8.99 | per year |
| Premium 3-Month (Trial) | $9.95 | per 3 months |
| Special Deal – 1 Year Premium | $17.49 | per year |
| 1 Year Premium Access | $17.99 | per year |
| 1 Year Premium Access | $19.99 | per year |
| 1 Year Premium (Trial) | $19.99 | per year |
| Tea | $0.99 | one-time |
| Americano Coffee | $1.99 | one-time |
| Remove ads | $2.99 | one-time |
| Ice Coffee | $2.99 | one-time |
| Mocha | $3.99 | one-time |
| Custom Icons | $4.39 | one-time |
| Control with Subcategories | $4.39 | one-time |
| Recurring Expenses | $4.39 | one-time |
| Receipt Scanner | $5.49 | one-time |
| Special One-time purchase | $9.99 | one-time |
| Lifetime Premium Access | $15.99 | one-time |
| One-time purchase | $19.95 | one-time |
| Lifetime Premium Access | $29.99 | one-time |


## Frequently asked questions

### Is Finances 1 (Old Version) free?

Finances 1 (Old Version) is free to download, with no in-app purchases.

### Is Expense & Subscription Tracker free?

Expense & Subscription Tracker is free to download, with in-app purchases available.

### Which has better reviews, Finances 1 (Old Version) or Expense & Subscription Tracker?

Expense & Subscription Tracker is rated higher. Finances 1 (Old Version) averages 4.0 out of 5 from 4 ratings, while Expense & Subscription Tracker averages 4.4 from 55 ratings.

### Do Finances 1 (Old Version) or Expense & Subscription Tracker have ads?

Neither Finances 1 (Old Version) nor Expense & Subscription Tracker shows ads.

### Which is updated more often, Finances 1 (Old Version) or Expense & Subscription Tracker?

Finances 1 (Old Version) ships an update monthly, and Expense & Subscription Tracker every 9 days. Most recently, Finances 1 (Old Version) was updated on October 15, 2026 and Expense & Subscription Tracker on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*