# Finances 1 (Old Version) vs uBudget

The clearest difference is rating: uBudget at 4.8 against Finances 1 (Old Version)'s 4.0. uBudget also leads on monetization model (ad-supported vs free with in-app purchases) and ratings volume (16 vs 4). Finances 1 (Old Version)'s advantage is ads (none vs shown) and iOS requirement (9.0 vs 15.6). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

uBudget holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 4 and 16 respectively. Written reviews complicate that: 84% of Finances 1 (Old Version)'s written reviews are positive against 80% of uBudget's, so the app with the better star average is not the one people write more warmly about.

Finances 1 (Old Version) ships an update monthly, uBudget every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Finances 1 (Old Version) | uBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/finances-1-old-version/id797005152/reviews) | **[4.8 (16 ratings)](https://appshunter.io/ios/app/ubudget-finance-planner/id1464366693/reviews)** |
| Number of ratings | 4 | **16** |
| Positive reviews | **84.4% of reviews** | 80.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 8 MB | 30 MB |
| Requires iOS | **9.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) | [Diveshen Govender](https://appshunter.io/developer/1464366692) |

## What reviewers say

### Finances 1 (Old Version)

[App page](https://appshunter.io/ios/app/finances-1-old-version/id797005152)

Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.

**Highlights:** Income and expense tracking, Transaction categorization, Weekly, monthly, yearly statistics, Apple Watch app, Data export (full version), Customizable categories, Passcode and fingerprint security

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 📊 Helpful charts and visualizations
- 🔍 Detailed expense tracking
- 🕰️ Recurring transactions
- 💻 Clean and intuitive interface

**What reviewers complain about**

- 🐛 Occasional syncing issues between devices
- 💰 Paid version may be too expensive for some users
- 🔢 Lack of advanced budgeting features (e.g., daily/weekly/monthly budgets)

**Reported bugs**

- Crashes and closes unexpectedly for some users
- Recurring transactions not always posting automatically

**Requested features**

- Add ability to track hours worked and calculate average hourly earnings
- Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
- Provide option to view expenses by specific store/merchant
- Enhance color customization for categories
- Add more cloud storage integration options (e.g., OneDrive, Google Drive)


### uBudget

[App page](https://appshunter.io/ios/app/ubudget-finance-planner/id1464366693)

Track your monthly income and expenses with this minimalist budget app. It allows you to set budgets for different spending categories and monitors your spending against those limits. All your budget values are visible on the main screen for quick access.

**Highlights:** Income and expense tracking, Budget reports, Dark mode, Biometric security, Data backup and restore, Currency selection, Data export

**In-app purchases:** none


## Frequently asked questions

### Is Finances 1 (Old Version) free?

Finances 1 (Old Version) is free to download, with no in-app purchases.

### Is uBudget free?

uBudget is free to download, with no in-app purchases.

### Which has better reviews, Finances 1 (Old Version) or uBudget?

uBudget is rated higher. Finances 1 (Old Version) averages 4.0 out of 5 from 4 ratings, while uBudget averages 4.8 from 16 ratings.

### Do Finances 1 (Old Version) or uBudget have ads?

uBudget shows ads; Finances 1 (Old Version) does not.

### Which is updated more often, Finances 1 (Old Version) or uBudget?

Finances 1 (Old Version) ships an update monthly, and uBudget every 3 weeks. Most recently, Finances 1 (Old Version) was updated on November 1, 2026 and uBudget on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*