# SumUp US vs Spencer’s Nation

The clearest difference is rating: SumUp US at 4.0 against Spencer’s Nation's 2.1. SumUp US also leads on review sentiment (29% vs 11%) and ratings volume (2.5K vs 327). Spencer’s Nation's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SumUp US holds the better App Store score, 4.0 against 2.1. That said, the two scores are not equally well evidenced: SumUp US has 2.5K ratings behind it against 327, so its average is the more settled of the two. Written reviews point the same way: 29% of SumUp US's written reviews are positive against 11% of Spencer’s Nation's.

SumUp US ships an update every 2 weeks, Spencer’s Nation monthly. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | SumUp US | Spencer’s Nation |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (2.5K ratings)](https://appshunter.io/ios/app/sumup-us/id797196750/reviews)** | [2.1 (327 ratings)](https://appshunter.io/ios/app/spencers-nation/id1643569497/reviews) |
| Number of ratings | **2.5K** | 327 |
| Positive reviews | **29.1% of reviews** | 10.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 94 MB | 73 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 12+ |
| Developer | [FiveStars Loyalty](https://appshunter.io/developer/797196753) | [spencer's](https://appshunter.io/developer/1596090034) |

## What reviewers say

### SumUp US

[App page](https://appshunter.io/ios/app/sumup-us/id797196750)

Discover local businesses and earn rewards effortlessly. Track your points, get notified of new rewards, and manage your loyalty programs all in one place. Simply use your phone number to sign in and start earning.

**Highlights:** Discover nearby businesses, Track loyalty points, Earn rewards automatically, Receive reward notifications, Sign in with phone number, View business details

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 💡 Convenient rewards program
- 🚀 Easy to use app
- 🚀 Helpful for finding local businesses

**What reviewers complain about**

- 🐛 Login/sign-up issues
- 🐛 Unreliable points tracking
- 🐛 Frequent app crashes
- 🐛 Lack of functionality

**Reported bugs**

- Unable to receive verification codes
- Rewards not properly credited
- Inconsistent app behavior across devices

**Requested features**

- Ability to view past transactions and points history
- Improved notification system
- More customization options
- Better integration with merchant systems


### Spencer’s Nation

[App page](https://appshunter.io/ios/app/spencers-nation/id1643569497)

Join a loyalty program to earn free items and exclusive rewards with every purchase. Track your progress, manage your account, and access member-only perks and in-app deals.

**Highlights:** Earn free items and rewards, Track purchase progress, Manage account and view activity, Access member-only perks, VIP access to exclusive deals

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤗 Helpful for tracking rewards
- 📦 Convenient digital punch cards
- 🙌 Appreciative of the app

**What reviewers complain about**

- 🐛 Login and account issues
- 🤔 Pointless app with limited functionality
- 🛒 Can't shop or access online store
- 🕰️ Expiration dates on rewards
- 💻 Redirects to website instead of in-app shopping

**Reported bugs**

- Login information not working
- Password reset issues
- Verification codes not being sent
- App freezing and crashing

**Requested features**

- Ability to shop directly in the app
- Fix login and account creation problems
- Improve app functionality beyond just rewards


## Frequently asked questions

### Is SumUp US free?

SumUp US is free to download, with no in-app purchases.

### Is Spencer’s Nation free?

Spencer’s Nation is free to download, with no in-app purchases.

### Which has better reviews, SumUp US or Spencer’s Nation?

SumUp US is rated higher. SumUp US averages 4.0 out of 5 from 2.5K ratings, while Spencer’s Nation averages 2.1 from 327 ratings.

### Do SumUp US or Spencer’s Nation have ads?

Neither SumUp US nor Spencer’s Nation shows ads.

### Which is updated more often, SumUp US or Spencer’s Nation?

SumUp US ships an update every 2 weeks, and Spencer’s Nation monthly. Most recently, SumUp US was updated on November 11, 2026 and Spencer’s Nation on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*