# SumUp US vs Monarck

The clearest difference is review sentiment: Monarck at 100% against SumUp US's 29%. Monarck also leads on rating (5.0 vs 4.0) and monetization model (free vs free with in-app purchases). SumUp US's advantage is update cadence (every 2 weeks vs every 7 months) and ratings volume (2.5K vs 5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monarck holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: SumUp US has 2.5K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 29% of SumUp US's written reviews are positive against 100% of Monarck's.

SumUp US ships an update every 2 weeks, Monarck every 7 months. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | SumUp US | Monarck |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2.5K ratings)](https://appshunter.io/ios/app/sumup-us/id797196750/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/monarck/id6475805707/reviews)** |
| Number of ratings | **2.5K** | 5 |
| Positive reviews | 29.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 7 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 94 MB | 87 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [FiveStars Loyalty](https://appshunter.io/developer/797196753) | [Apptile](https://appshunter.io/developer/1628082378) |

## What reviewers say

### SumUp US

[App page](https://appshunter.io/ios/app/sumup-us/id797196750)

Discover local businesses and earn rewards effortlessly. Track your points, get notified of new rewards, and manage your loyalty programs all in one place. Simply use your phone number to sign in and start earning.

**Highlights:** Discover nearby businesses, Track loyalty points, Earn rewards automatically, Receive reward notifications, Sign in with phone number, View business details

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 💡 Convenient rewards program
- 🚀 Easy to use app
- 🚀 Helpful for finding local businesses

**What reviewers complain about**

- 🐛 Login/sign-up issues
- 🐛 Unreliable points tracking
- 🐛 Frequent app crashes
- 🐛 Lack of functionality

**Reported bugs**

- Unable to receive verification codes
- Rewards not properly credited
- Inconsistent app behavior across devices

**Requested features**

- Ability to view past transactions and points history
- Improved notification system
- More customization options
- Better integration with merchant systems


### Monarck

[App page](https://appshunter.io/ios/app/monarck/id6475805707)

Discover exclusive giveaways, promotions, and new product releases. Track your orders, access member profiles, and shop a wide range of clothing and footwear for the whole family. Enjoy special birthday offers and early access to streetwear and shoe collections.

**Highlights:** Exclusive giveaways and promotions, Online store with member profile, Track orders and purchase history, Birthday offers and special discounts, Early access to new collections, Wide selection of clothing and footwear

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SumUp US free?

SumUp US is free to download, with no in-app purchases.

### Is Monarck free?

Monarck is free to download, with no in-app purchases.

### Which has better reviews, SumUp US or Monarck?

Monarck is rated higher. SumUp US averages 4.0 out of 5 from 2.5K ratings, while Monarck averages 5.0 from 5 ratings.

### Do SumUp US or Monarck have ads?

Neither SumUp US nor Monarck shows ads.

### Which is updated more often, SumUp US or Monarck?

SumUp US ships an update every 2 weeks, and Monarck every 7 months. Most recently, SumUp US was updated on October 24, 2026 and Monarck on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*