# HCLive vs Water Days

The clearest difference is update cadence: Water Days at fortnightly against HCLive's every 3 months. Water Days also leads on iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HCLive ships an update every 3 months, Water Days fortnightly. The most recent releases landed on September 18, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | HCLive | Water Days |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 29 MB | 27 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Evolution1, Inc.](https://appshunter.io/developer/464327968) | [Eunmi Yoo](https://appshunter.io/developer/1840060109) |

## What reviewers say

### HCLive

[App page](https://appshunter.io/ios/app/hclive/id799641040)

Manage your health benefit accounts like HSA, HRA, and FSA with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access and manage all your important account information anytime, anywhere.

**Highlights:** Check account balances 24/7, View account summaries and claims, File claims and upload receipts, Manage HSA transactions, Pay bills and add payees, Report lost or stolen debit cards

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Water Days

[App page](https://appshunter.io/ios/app/water-days/id6763858187)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HCLive free?

HCLive is free to download, with no in-app purchases.

### Is Water Days free?

Water Days is free to download, with no in-app purchases.

### Do HCLive or Water Days have ads?

Neither HCLive nor Water Days shows ads.

### Which is updated more often, HCLive or Water Days?

HCLive ships an update every 3 months, and Water Days fortnightly. Most recently, HCLive was updated on September 18, 2026 and Water Days on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*