# NN Direct vs 24pay

The clearest difference is review sentiment: NN Direct at 75% against 24pay's 22%. NN Direct also leads on rating (4.8 vs 3.4) and ratings volume (147 vs 27). 24pay's advantage is update cadence (every 10 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NN Direct holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: NN Direct has 147 ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 75% of NN Direct's written reviews are positive against 22% of 24pay's.

NN Direct ships an update monthly, 24pay every 10 days. The most recent releases landed on September 14, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | NN Direct | 24pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (147 ratings)](https://appshunter.io/ios/app/nn-direct/id814443195/reviews)** | [3.4 (27 ratings)](https://appshunter.io/ios/app/24pay/id1282006921/reviews) |
| Number of ratings | **147** | 27 |
| Positive reviews | **75.0% of reviews** | 21.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 118 MB | 124 MB |
| Requires iOS | **11.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NN Asigurari de Viata S.A.](https://appshunter.io/developer/814443198) | [PTPOnline SRL](https://appshunter.io/developer/1282006920) |

## What reviewers say

### NN Direct

[App page](https://appshunter.io/ios/app/nn-direct/id814443195)

Manage your insurance and pension accounts with ease. Pay premiums, make investments, update personal details, and track claims securely. Enjoy a user-friendly experience with convenient login options.

**Highlights:** Pay insurance premiums and pension contributions, Invest in fund units, Update personal and contact information, Track insurance claims status, Secure login with facial recognition or fingerprint, View payment history

**Features:** Vision Pro support

**In-app purchases:** none


### 24pay

[App page](https://appshunter.io/ios/app/24pay/id1282006921)

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

**Highlights:** Direct, secure, and fast payments, Public transport ticket payment, Utility bill payments, Mobile top-up services, Parking fee payment, RCA insurance policy comparison and purchase

**In-app purchases:** none


## Frequently asked questions

### Is NN Direct free?

NN Direct is free to download, with no in-app purchases.

### Is 24pay free?

24pay is free to download, with no in-app purchases.

### Which has better reviews, NN Direct or 24pay?

NN Direct is rated higher. NN Direct averages 4.8 out of 5 from 147 ratings, while 24pay averages 3.4 from 27 ratings.

### Do NN Direct or 24pay have ads?

Neither NN Direct nor 24pay shows ads.

### Which is updated more often, NN Direct or 24pay?

NN Direct ships an update monthly, and 24pay every 10 days. Most recently, NN Direct was updated on September 14, 2026 and 24pay on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*