# NN Direct vs YOU BRD

NN Direct and YOU BRD both sit at 4.8 stars, but that hides the real split: 75% of NN Direct's written reviews are positive against 19% of YOU BRD's. NN Direct also leads on iOS requirement (11.0 vs 15.0). YOU BRD's advantage is ratings volume (921 vs 154). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for NN Direct against 4.7 for YOU BRD. That said, the two scores are not equally well evidenced: YOU BRD has 921 ratings behind it against 154, so its average is the more settled of the two. Written reviews are what separate them: 75% of NN Direct's written reviews are positive against 19% of YOU BRD's.

NN Direct ships an update monthly, YOU BRD fortnightly. The most recent releases landed on October 20, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | NN Direct | YOU BRD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (154 ratings)](https://appshunter.io/ios/app/nn-direct/id814443195/reviews)** | [4.7 (921 ratings)](https://appshunter.io/ios/app/you-brd/id1484062157/reviews) |
| Number of ratings | 154 | **921** |
| Positive reviews | **75.0% of reviews** | 19.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 118 MB | 153 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NN Asigurari de Viata S.A.](https://appshunter.io/developer/814443198) | [BRD Groupe Societe Generale S.A.](https://appshunter.io/developer/720180339) |

## What reviewers say

### NN Direct

[App page](https://appshunter.io/ios/app/nn-direct/id814443195)

Manage your insurance and pension accounts with ease. Pay premiums, make investments, update personal details, and track claims securely. Enjoy a user-friendly experience with convenient login options.

**Highlights:** Pay insurance premiums and pension contributions, Invest in fund units, Update personal and contact information, Track insurance claims status, Secure login with facial recognition or fingerprint, View payment history

**Features:** Vision Pro support

**In-app purchases:** none


### YOU BRD

[App page](https://appshunter.io/ios/app/you-brd/id1484062157)

Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.

**Highlights:** Fingerprint/facial recognition access, National beneficiary transfers, Transfers between own accounts, Exchange rate information, Transaction history, Internet banking authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Fast and secure transfers
- 💡 Convenient payment options

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🤯 Frustrating registration process
- 🤔 Confusing UI and navigation
- 🤬 Poor customer support
- 💰 High fees and commissions

**Reported bugs**

- Inability to register with non-Romanian phone numbers
- Frequent app crashes and loading errors
- Issues with facial recognition and identity verification
- Problems with SMS-based authentication

**Requested features**

- Improve registration and account setup process
- Provide better in-app support and troubleshooting
- Simplify UI and make navigation more intuitive
- Reduce fees and commissions
- Allow access for international customers


## Frequently asked questions

### Is NN Direct free?

NN Direct is free to download, with no in-app purchases.

### Is YOU BRD free?

YOU BRD is free to download, with no in-app purchases.

### Which has better reviews, NN Direct or YOU BRD?

NN Direct is rated higher. NN Direct averages 4.8 out of 5 from 154 ratings, while YOU BRD averages 4.7 from 921 ratings.

### Do NN Direct or YOU BRD have ads?

Neither NN Direct nor YOU BRD shows ads.

### Which is updated more often, NN Direct or YOU BRD?

NN Direct ships an update monthly, and YOU BRD fortnightly. Most recently, NN Direct was updated on October 20, 2026 and YOU BRD on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*