# NN Direct vs Ghiseul.ro

The clearest difference is update cadence: Ghiseul.ro at fortnightly against NN Direct's monthly. NN Direct's advantage is iOS requirement (11.0 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for NN Direct against 4.9 for Ghiseul.ro. Both are backed by a comparable volume of ratings — 154 and 244 respectively. Written reviews are what separate them: 75% of NN Direct's written reviews are positive against 80% of Ghiseul.ro's.

NN Direct ships an update monthly, Ghiseul.ro fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | NN Direct | Ghiseul.ro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (154 ratings)](https://appshunter.io/ios/app/nn-direct/id814443195/reviews) | **[4.9 (244 ratings)](https://appshunter.io/ios/app/ghiseulro/id6444286475/reviews)** |
| Number of ratings | 154 | **244** |
| Positive reviews | 75.0% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 118 MB | 36 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NN Asigurari de Viata S.A.](https://appshunter.io/developer/814443198) | [Autoritatea pentru Digitalizarea Romaniei](https://appshunter.io/developer/1652462568) |

## What reviewers say

### NN Direct

[App page](https://appshunter.io/ios/app/nn-direct/id814443195)

Manage your insurance and pension accounts with ease. Pay premiums, make investments, update personal details, and track claims securely. Enjoy a user-friendly experience with convenient login options.

**Highlights:** Pay insurance premiums and pension contributions, Invest in fund units, Update personal and contact information, Track insurance claims status, Secure login with facial recognition or fingerprint, View payment history

**Features:** Vision Pro support

**In-app purchases:** none


### Ghiseul.ro

[App page](https://appshunter.io/ios/app/ghiseulro/id6444286475)

Easily pay over 350 types of public services, fees, and taxes online from over 1200 Romanian institutions. Save time, enjoy non-stop service, and benefit from zero commission on all transactions. Securely manage and track all your payments with immediate confirmation.

**Highlights:** Online payment of public services, fees, and taxes, Supports over 1200 Romanian institutions, Zero commission on all payments, Secure transactions with status tracking, Immediate payment confirmations via email, Payment history and traceability, Access to legally recognized proof of payment

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NN Direct free?

NN Direct is free to download, with no in-app purchases.

### Is Ghiseul.ro free?

Ghiseul.ro is free to download, with no in-app purchases.

### Which has better reviews, NN Direct or Ghiseul.ro?

Ghiseul.ro is rated higher. NN Direct averages 4.8 out of 5 from 154 ratings, while Ghiseul.ro averages 4.9 from 244 ratings.

### Do NN Direct or Ghiseul.ro have ads?

Neither NN Direct nor Ghiseul.ro shows ads.

### Which is updated more often, NN Direct or Ghiseul.ro?

NN Direct ships an update monthly, and Ghiseul.ro fortnightly. Most recently, NN Direct was updated on October 20, 2026 and Ghiseul.ro on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*