# ePay.bg vs DSK mToken

The clearest difference is rating: ePay.bg at 1.8 against DSK mToken's 1.0. ePay.bg also leads on update cadence (every 2 months vs every 19 months). DSK mToken's advantage is iOS requirement (13.0 vs 15.6). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ePay.bg holds the better App Store score, 1.8 against 1.0. Both are backed by a comparable volume of ratings — 12 and 7 respectively. Written reviews point the same way: 21% of ePay.bg's written reviews are positive against 13% of DSK mToken's.

ePay.bg ships an update every 2 months, DSK mToken every 19 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | ePay.bg | DSK mToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (12 ratings)](https://appshunter.io/ios/app/epaybg/id815541973/reviews)** | [1.0 (7 ratings)](https://appshunter.io/ios/app/dsk-mtoken/id1436602753/reviews) |
| Number of ratings | **12** | 7 |
| Positive reviews | **21.1% of reviews** | 13.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 19 months |
| Monetization | Free | Free |
| Size | 8 MB | 21 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [EPAY AD](https://appshunter.io/developer/815541976) | [DSK Bank PLC](https://appshunter.io/developer/453451816) |

## What reviewers say

### ePay.bg

[App page](https://appshunter.io/ios/app/epaybg/id815541973)

Easily pay bills, send money to friends and family, and request payments from others. Check your account balance and transaction history securely. Shop online and manage your finances on the go.

**Highlights:** Pay utility and mobile bills, Send money via email or phone, Request payments from others, Bank account transfers, Check transaction history, View card and microaccount balance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DSK mToken

[App page](https://appshunter.io/ios/app/dsk-mtoken/id1436602753)

This app allows users to securely confirm banking transactions and service requests for online and mobile banking. It supports various requests like opening accounts, issuing cards, and activating online payment passwords. The application can be used offline and is available on multiple devices.

**Highlights:** Confirm banking transactions, Approve service requests, Supports online banking, Supports mobile banking, Offline functionality, Install on multiple devices

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ePay.bg free?

ePay.bg is free to download, with no in-app purchases.

### Is DSK mToken free?

DSK mToken is free to download, with no in-app purchases.

### Which has better reviews, ePay.bg or DSK mToken?

ePay.bg is rated higher. ePay.bg averages 1.8 out of 5 from 12 ratings, while DSK mToken averages 1.0 from 7 ratings.

### Do ePay.bg or DSK mToken have ads?

Neither ePay.bg nor DSK mToken shows ads.

### Which is updated more often, ePay.bg or DSK mToken?

ePay.bg ships an update every 2 months, and DSK mToken every 19 months. Most recently, ePay.bg was updated on October 24, 2026 and DSK mToken on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*