# ePay.bg vs m

The clearest difference is review sentiment: ePay.bg at 21% against m's 0%. ePay.bg also leads on ratings volume (12 vs 2). m's advantage is rating (2.0 vs 1.8) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

m holds the better App Store score, 2.0 against 1.8. That said, the two scores are not equally well evidenced: ePay.bg has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 21% of ePay.bg's written reviews are positive against 0% of m's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | ePay.bg | m |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (12 ratings)](https://appshunter.io/ios/app/epaybg/id815541973/reviews) | **[2.0 (2 ratings)](https://appshunter.io/ios/app/m-token-postbank/id1478617647/reviews)** |
| Number of ratings | **12** | 2 |
| Positive reviews | **21.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 8 MB | 17 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [EPAY AD](https://appshunter.io/developer/815541976) | [Eurobank Bulgaria AD](https://appshunter.io/developer/978715942) |

## What reviewers say

### ePay.bg

[App page](https://appshunter.io/ios/app/epaybg/id815541973)

Easily pay bills, send money to friends and family, and request payments from others. Check your account balance and transaction history securely. Shop online and manage your finances on the go.

**Highlights:** Pay utility and mobile bills, Send money via email or phone, Request payments from others, Bank account transfers, Check transaction history, View card and microaccount balance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### m

[App page](https://appshunter.io/ios/app/m-token-postbank/id1478617647)

This app provides a secure and convenient way to confirm electronic payments. It supports both web banking transactions and card payments, offering PIN and biometric login options for enhanced security.

**Highlights:** Electronic payment confirmation, Web banking transaction support, Card payment verification, PIN code security, Biometric login option, Push notification confirmation, QR code scanning

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ePay.bg free?

ePay.bg is free to download, with no in-app purchases.

### Is m free?

m is free to download, with no in-app purchases.

### Which has better reviews, ePay.bg or m?

m is rated higher. ePay.bg averages 1.8 out of 5 from 12 ratings, while m averages 2.0 from 2 ratings.

### Do ePay.bg or m have ads?

Neither ePay.bg nor m shows ads.

### Which is updated more often, ePay.bg or m?

ePay.bg ships an update every 2 months, and m every 2 months. Most recently, ePay.bg was updated on October 24, 2026 and m on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*