# ePay.bg vs DSK Mobile

The clearest difference is rating: DSK Mobile at 4.7 against ePay.bg's 1.8. DSK Mobile also leads on ratings volume (670 vs 12) and update cadence (every 3 weeks vs every 2 months). ePay.bg's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DSK Mobile holds the better App Store score, 4.7 against 1.8. That said, the two scores are not equally well evidenced: DSK Mobile has 670 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 21% of ePay.bg's written reviews are positive against 26% of DSK Mobile's.

ePay.bg ships an update every 2 months, DSK Mobile every 3 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | ePay.bg | DSK Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (12 ratings)](https://appshunter.io/ios/app/epaybg/id815541973/reviews) | **[4.7 (670 ratings)](https://appshunter.io/ios/app/dsk-mobile/id6468069532/reviews)** |
| Number of ratings | 12 | **670** |
| Positive reviews | 21.1% of reviews | **26.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 8 MB | 341 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [EPAY AD](https://appshunter.io/developer/815541976) | [DSK Bank PLC](https://appshunter.io/developer/453451816) |

## What reviewers say

### ePay.bg

[App page](https://appshunter.io/ios/app/epaybg/id815541973)

Easily pay bills, send money to friends and family, and request payments from others. Check your account balance and transaction history securely. Shop online and manage your finances on the go.

**Highlights:** Pay utility and mobile bills, Send money via email or phone, Request payments from others, Bank account transfers, Check transaction history, View card and microaccount balance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DSK Mobile

[App page](https://appshunter.io/ios/app/dsk-mobile/id6468069532)

Manage your finances digitally with this app. Track accounts, pay bills, transfer money, and even apply for loans quickly and easily. Control your cards, set spending limits, and enjoy a seamless banking experience from anywhere.

**Highlights:** Digital onboarding, Account and transaction tracking, Card management and activation, Instant card blocking, Biometric payment verification, P2P and IBAN transfers, Bill payment and tracking, Personal loan applications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and easy-to-use interface
- 🎨 Modern and visually appealing design
- 💳 Direct bill payment functionality
- 🔐 Enhanced security with biometric authentication
- 📱 Sleek visual appearance

**What reviewers complain about**

- 🐛 Frequent crashes and freezing issues
- ⏱️ Slow login and loading times
- 🔌 Poor server connectivity, especially abroad
- 📵 Does not work with mobile data for some users
- 🚫 Single device activation limitation

**Reported bugs**

- Password creation screen freezes during registration
- SMS verification codes not received or arrive too late
- Registration fails with generic error messages
- App crashes after successful login
- Face recognition only works once then requires full re-authentication

**Requested features**

- Payment templates for recurring transfers
- Transaction filtering by date, type, and period
- Home screen widget for quick balance view
- Ability to view multiple accounts simultaneously
- Transaction history with authorization date option


## Frequently asked questions

### Is ePay.bg free?

ePay.bg is free to download, with no in-app purchases.

### Is DSK Mobile free?

DSK Mobile is free to download, with no in-app purchases.

### Which has better reviews, ePay.bg or DSK Mobile?

DSK Mobile is rated higher. ePay.bg averages 1.8 out of 5 from 12 ratings, while DSK Mobile averages 4.7 from 670 ratings.

### Do ePay.bg or DSK Mobile have ads?

DSK Mobile shows ads; ePay.bg does not.

### Which is updated more often, ePay.bg or DSK Mobile?

ePay.bg ships an update every 2 months, and DSK Mobile every 3 weeks. Most recently, ePay.bg was updated on October 24, 2026 and DSK Mobile on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*