# Wealthfront vs Substrack

The clearest difference is price: Wealthfront at Free against Substrack's $0.99. Wealthfront also leads on ratings volume (18K vs 2). Substrack's advantage is rating (5.0 vs 4.8) and update cadence (daily vs every 3 days). On ads and in-app purchases there is nothing between them.

Wealthfront is free to download; Substrack costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Substrack holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wealthfront has 18K ratings behind it against 2, so its average is the more settled of the two.

Wealthfront ships an update every 3 days, Substrack daily. The most recent releases landed on October 21, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Wealthfront | Substrack |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | [4.8 (18K ratings)](https://appshunter.io/ios/app/wealthfront-save-and-invest/id816020992/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/substrack-sub-tracker/id6758184745/reviews)** |
| Number of ratings | **18K** | 2 |
| Positive reviews | 55.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 days | **Daily** |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 251 MB | 27 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Wealthfront](https://appshunter.io/developer/816020995) | [Orbit Space Studio LLC](https://appshunter.io/developer/1799808126) |

## What reviewers say

### Wealthfront

[App page](https://appshunter.io/ios/app/wealthfront-save-and-invest/id816020992)

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

**Highlights:** High-yield cash account with APY, Automated ETF portfolios, Commission-free stock and ETF investing, Automated bond ladder for tax-exempt yields, Consolidated financial overview, Tax-loss harvesting

**In-app purchases:** none

**What reviewers like**

- 🚀 Fantastic HYSA and Robo-Advisor
- 👍 Impressive money managing app
- 👍 Phenomenal app for people trying to reach financial goals
- 👍 Great Robo Investing App
- 👍 My favorite Finance App, period

**What reviewers complain about**

- 🚫 Not good for IRA and investing accounts
- 🚫 Great APY, Terrible Features and Compatability
- 🐛 Alas...
- 🚫 Constant relink makes this pointless
- 🐛 Failed identity verification - poor support. Can't open account. Need bug fix.

**Reported bugs**

- Inaccurate savings rate reporting
- Broken features like check depositing and savings rate calculation
- Inability to delete or modify certain goals
- Linking issues with external accounts

**Requested features**

- iPad app
- Home Screen widgets
- Individual accounts with more control
- Ability to customize investments
- Ability to model financial impact of rental properties, children, etc.


### Substrack

[App page](https://appshunter.io/ios/app/substrack-sub-tracker/id6758184745)

Effortlessly track all your recurring subscriptions in one place. Understand your monthly and yearly spending by category and identify areas to save money. This app offers a clean interface and strong privacy features, working offline without requiring an account.

**Highlights:** Easy subscription tracking, Automatic cost calculation, Spending by category, Minimalist UI, Offline functionality, Fort Knox privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Wealthfront free?

Wealthfront is free to download, with no in-app purchases.

### Is Substrack free?

Substrack costs $0.99, with no in-app purchases.

### Which has better reviews, Wealthfront or Substrack?

Substrack is rated higher. Wealthfront averages 4.8 out of 5 from 18K ratings, while Substrack averages 5.0 from 2 ratings.

### Do Wealthfront or Substrack have ads?

Neither Wealthfront nor Substrack shows ads.

### Which is updated more often, Wealthfront or Substrack?

Wealthfront ships an update every 3 days, and Substrack daily. Most recently, Wealthfront was updated on October 21, 2026 and Substrack on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*