Comparison

Cost vs Splitto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cost

Features
Read full description

"Cost:Go" is world’s best and easiest to use team expenses management software that lets users store activity expenses and trace records. We hope its dramatically functions will bring you into the better life. "Cost:Go" lets users - use without sign up - save activity information - create events in activity - trace transaction - add payer or participant from contacts or text input - add multiple payers in each event - assign share amount - set different currency for each event - generate activity or event report in PDF format - send email with report Limitations of this version - Only 3 activities can be added - Only 5 events can be added in one activity - Sending mail with PDF report is limited

About

Splitto

Features
Read full description

Splitto — Group Expense Tracker Going on a trip, camping, or splitting a dinner bill? Stop wondering who owes what. Create an event, add participants, and log expenses. Splitto automatically calculates every balance and suggests the fewest possible payments to settle all debts. FEATURES • Unlimited events — a separate account for every group • Multiple currencies — choose ₺, $, € or £ per event • Per-participant multiplier for families and couples • Choose who paid and who participated for each expense • Smart settlement suggestions — minimize the number of transfers • Export a full PDF summary and share via WhatsApp, email, or AirDrop • Backup — export your data as a file and restore it anytime • Available in English and Turkish • Dark mode — follows your device appearance • Shared events — send a link and let friends add their own expenses • No install needed to join; the link opens in any browser • Owner controls — turn off guest editing or lock the event when you're done • Everything saves to your device first; works offline and syncs when you're back online

Screenshots

Cost4 screens
Splitto4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitto at none against Cost's 1. Cost's advantage is ads (none vs shown) and iOS requirement (8.0 vs 16.4). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cost sells 1 one-off in-app purchase. Splitto asks for nothing beyond the download.

UpkeepUpdate frequency

Cost ships an update every 6 weeks, Splitto every 2 months. The most recent releases landed on December 14, 2025 and October 8, 2026 respectively.

Scorecard3 real differences · 3 level
Cost versus Splitto: the parameters behind the verdict, then further details
ParameterCostSplitto
PriceFreeFree
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNo — betterYes
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS8.0 — better16.4
Further details — not scored
Size10 MB42 MB
Age rating4+4+
DeveloperJerry JuangMehmet Sinan Tahirdag

In-app purchases

1 purchases

Cost

One-time1
  • CostSplit Full Version$1.99
None

Splitto

No in-app purchases

Questions

Is Cost free?
Cost is free to download, with in-app purchases available.
Is Splitto free?
Splitto is free to download, with no in-app purchases.
Do Cost or Splitto have ads?
Splitto shows ads; Cost does not.
Which is updated more often, Cost or Splitto?
Cost ships an update every 6 weeks, and Splitto every 2 months. Most recently, Cost was updated on December 14, 2025 and Splitto on October 8, 2026.

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