# Payments reminder vs Debt Tracker

The clearest difference is price: Debt Tracker at Free against Payments reminder's $0.99. Debt Tracker also leads on rating (4.4 vs 4.0) and ratings volume (105 vs 4). Payments reminder's advantage is in-app purchases (none vs 3) and iOS requirement (13.0 vs 16.4). On review sentiment, update cadence, ads and device support there is nothing between them.

Debt Tracker is free to download; Payments reminder costs $0.99 up front. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Payments reminder asks for nothing beyond the download.

Debt Tracker holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 64% and 64% positive.

Payments reminder ships an update every 2 months, Debt Tracker every 5 weeks. Both last shipped on October 16, 2026.

## The numbers

| Metric | Payments reminder | Debt Tracker |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/payments-reminder/id820210381/reviews) | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** |
| Number of ratings | 4 | **105** |
| Positive reviews | **64.1% of reviews** | 63.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 2 MB | 38 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Evgeny Turchaninov](https://appshunter.io/developer/517592625) | [AppFlux Labs](https://appshunter.io/developer/1882687293) |

## What reviewers say

### Payments reminder

[App page](https://appshunter.io/ios/app/payments-reminder/id820210381)

Easily track your income and expenses with this straightforward finance app. Get reminders for upcoming payments and view your current balance to plan your funds effectively.

**Highlights:** Track income and expenses, Color-coded entries (green for income, red for expenses), Dashboard for paid and upcoming payments, Current balance overview, Customizable payment reminders, Set specific reminder times

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Payments reminder free?

Payments reminder costs $0.99, with no in-app purchases.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Which has better reviews, Payments reminder or Debt Tracker?

Debt Tracker is rated higher. Payments reminder averages 4.0 out of 5 from 4 ratings, while Debt Tracker averages 4.4 from 105 ratings.

### Do Payments reminder or Debt Tracker have ads?

Neither Payments reminder nor Debt Tracker shows ads.

### Which is updated more often, Payments reminder or Debt Tracker?

Payments reminder ships an update every 2 months, and Debt Tracker every 5 weeks. Most recently, Payments reminder was updated on October 16, 2026 and Debt Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*