# Kutxabank vs LK

The clearest difference is update cadence: Kutxabank at monthly against LK's every 6 months. Kutxabank also leads on rating (3.2 vs 3.0) and ratings volume (15 vs 2). LK's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kutxabank holds the better App Store score, 3.2 against 3.0. That said, the two scores are not equally well evidenced: Kutxabank has 15 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 12% and 12% positive.

Kutxabank ships an update monthly, LK every 6 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Kutxabank | LK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (15 ratings)](https://appshunter.io/ios/app/kutxabank/id820843957/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/lk-pay/id1156470958/reviews) |
| Number of ratings | **15** | 2 |
| Positive reviews | **12.3% of reviews** | 12.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 months |
| Monetization | Free | Free |
| Size | 106 MB | 16 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KUTXABANK S.A.](https://appshunter.io/developer/820843960) | [CAJA LABORAL POPULAR COOP DE CREDITO](https://appshunter.io/developer/523573867) |

## What reviewers say

### Kutxabank

[App page](https://appshunter.io/ios/app/kutxabank/id820843957)

Manage your finances with this app, offering tools for mortgages, loans, insurance, and investments. Securely access your accounts, manage cards, and communicate with your financial advisor.

**Highlights:** Mortgage simulator and tracking, Online loan applications, Insurance contract management, Investment and pension plan management, Card control and security, Secure login with biometrics, Digital mailbox and notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### LK

[App page](https://appshunter.io/ios/app/lk-pay/id1156470958)

Send and receive money instantly and securely between mobile phones for free. No need to ask for bank account numbers. Transactions are facilitated through the Bizum service, which works across different financial institutions.

**Highlights:** Send money instantly, Request money, Secure transactions, No account numbers needed, View transaction history, Manage associated accounts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kutxabank free?

Kutxabank is free to download, with no in-app purchases.

### Is LK free?

LK is free to download, with no in-app purchases.

### Which has better reviews, Kutxabank or LK?

Kutxabank is rated higher. Kutxabank averages 3.2 out of 5 from 15 ratings, while LK averages 3.0 from 2 ratings.

### Do Kutxabank or LK have ads?

Neither Kutxabank nor LK shows ads.

### Which is updated more often, Kutxabank or LK?

Kutxabank ships an update monthly, and LK every 6 months. Most recently, Kutxabank was updated on November 1, 2026 and LK on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*